Credit Unions in Washington, DC

28 member-owned, NCUA-insured credit unions headquartered in or near Washington, serving a combined 316,526 members. The largest is Bank Fund Staff. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

Bank Fund Staff

WASHINGTON, DC🇺🇸

105,152 members

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Wright Patman Congressional

WASHINGTON, DC🇺🇸

52,232 members

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Department Of Commerce

Washington, DC🇺🇸

28,919 members

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Department Of The Interior

Washington, DC🇺🇸

19,070 members

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Idb Global

WASHINGTON, DC🇺🇸

14,241 members

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Treasury Department

WASHINGTON, DC🇺🇸

10,677 members

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Dc

Washington, DC🇺🇸

10,066 members

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Library Of Congress

WASHINGTON, DC🇺🇸

9,954 members

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Advantage Financial

WASHINGTON, DC🇺🇸

8,962 members

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O.A.S. Staff

Washington, DC🇺🇸

8,722 members

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Dept Of Labor

WASHINGTON, DC🇺🇸

8,720 members

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F R B

Washington, DC🇺🇸

5,748 members

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Gsa

Washington, DC🇺🇸

5,526 members

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Afl Cio Employees

Washington, DC🇺🇸

5,423 members

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Georgetown University Alumni And St

Washington, DC🇺🇸

4,421 members

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Ep

Washington, DC🇺🇸

4,040 members

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Government Printing Office

Washington, DC🇺🇸

3,882 members

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District Of Columbia Teachers

Washington, DC🇺🇸

3,698 members

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Phi Beta Sigma

Washington, DC🇺🇸

2,056 members

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Pepco

WASHINGTON, DC🇺🇸

2,009 members

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D C Fire Department

WASHINGTON, DC🇺🇸

1,720 members

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Sargent

WASHINGTON, DC🇺🇸

391 members

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Lee

Washington, DC🇺🇸

243 members

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Mt. Airy Baptist Church

Washington, DC🇺🇸

235 members

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Paramount Baptist Church

Washington, DC🇺🇸

212 members

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John Wesley Ame Zion Church

WASHINGTON, DC🇺🇸

100 members

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Pmi Employees

Washington, DC🇺🇸

56 members

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Mt Gilead

WASHINGTON, DC🇺🇸

51 members

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This list is credit unions whose NCUA charter (headquarters) is geocoded to Washington: they are based in or near Washington. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Washington

21 more credit unions headquartered elsewhere have a branch in Washington, DC. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

Navy Federal Credit Union

VIENNA, VA🇺🇸

15,517,448 members

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Pentagon

MCLEAN, VA🇺🇸

2,751,004 members

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American Airlines

Fort Worth, TX🇺🇸

374,627 members

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Nasa

Upper Marlboro, MD🇺🇸

238,953 members

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Andrews Federal Credit Union

Suitland, MD🇺🇸

162,195 members

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State Department

ALEXANDRIA, VA🇺🇸

85,293 members

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Justice

Chantilly, VA🇺🇸

79,173 members

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Lafayette

ROCKVILLE, MD🇺🇸

56,729 members

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United States Senate

Alexandria, VA🇺🇸

52,712 members

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Spectra

ALEXANDRIA, VA🇺🇸

31,519 members

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Commonwealth One

ALEXANDRIA, VA🇺🇸

30,477 members

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Fedchoice

Lanham, MD🇺🇸

25,827 members

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U S Postal Service

CLINTON, MD🇺🇸

25,227 members

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Signal Financial

Kensington, MD🇺🇸

18,069 members

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Transportation

Alexandria, VA🇺🇸

16,261 members

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Infirst

Alexandria, VA🇺🇸

14,860 members

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Police

UPPER MARLBORO, MD🇺🇸

13,992 members

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Transit Employees

Greenbelt, MD🇺🇸

12,415 members

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Democracy

Alexandria, VA🇺🇸

11,840 members

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Paho/Who

Arlington, VA🇺🇸

6,902 members

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American Broadcast Employees

Rockville Centr, NY🇺🇸

6,599 members

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  • Navy Federal Credit Union — branches: 1335 10th Street SE Bldg. 184 Washington, DC 20374; 4251 Suitland Rd Ste 2N100 Office of Naval Intelligence Washington, DC 20395
  • Pentagon — branches: The Pentagon - Corridor 10 Room 2D1043 Washington, DC 20301-0001; 50 Irving St NW Washington, DC 20422-0001; 1000 INDEPENDENCE AVE SW WASHINGTON, DC 20585-0001
  • American Airlines — branch: 1 Aviation Cir Terminal 2, Conc C, Room C01-573,Ronald Reagan National Airport Washington, DC 20001
  • Nasa — branches: 300 E St SW Ste GC-21 Washington, DC 20024; 500 5th St NW Ste 310 Washington, DC 20001
  • Andrews Federal Credit Union — branch: 1556 Alabama Ave SE Washington, DC 20032
  • State Department — branches: Building 41 Fort Lesley J McNair Washington, DC 20319-0001; Room B-641 2201 C St NW, Washington, DC 20521-0001
  • Justice — branches: 935 Pennsylvania Ave NW Rm 8676 Washington, DC 20535-0001; 950 Pennsylvania Ave NW Rm 1419 Washington, DC 20530-0009; 601 4th St NW Fl 1 Washington, DC 20535-0003; 333 Constitution Ave NW Ste 1801 Washington, DC 20001-2802; 145 N St NE Ste 1W.701 Washington, DC 20002-3393
  • Lafayette — branches: Room c 1-80 1300 PENNSYLVANIA AVENUE, NW WASHINGTON, DC 20523-0001; 409 3RD ST SW STE 105 SUITE 105 WASHINGTON, DC 20024-3215; 1381 KENYON ST NW WASHINGTON, DC 20010-2305
  • United States Senate — branches: 441 G St NW Rm 1100 Washington, DC 20548-0001; Senate Hart Building Rm # SH-118 Washington, DC 20510-0001
  • Spectra — branch: 4555 Overlook Ave SW Bldg 222 Washington, DC 20375-0001
  • Commonwealth One — branch: 441 G St NW Ste 3M54 Washington, DC 20548-0001
  • Fedchoice — branches: 1111 Constitution Ave Rm 1716 Washington, DC 20224-0001; 900 Brentwood Rd NE Washington, DC 20066-9201
  • U S Postal Service — branch: 457 Lenfant Plz SW Washington, DC 20024-2111
  • Signal Financial — branch: 1101 New York Ave NW Washington, DC 20005-4269
  • Transportation — branches: 1200 New Jersey Ave SE Fl 1 Washington, DC 20590-0001; 800 Independence Ave SW # 128 Washington, DC 20591-0001
  • Infirst — branch: 1900 E St NW Washington, DC 20415
  • Police — branches: 441 4th St NW Ste 1140 Washington, DC 20001-2714; 4665 Blue Plains Dr SW Washington, DC 20032-5202
  • Transit Employees — branch: 2440 Market St NE Ste 901 Washington, DC 20018
  • Democracy — branch: 550 C St SW Washington, DC 20024-2572
  • Paho/Who — branch: 506 23rd St NW Washington, DC 20037
  • American Broadcast Employees — branch: 1717 DeSales St NW Washington, DC 20036

How to join a credit union in District of Columbia

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Washington or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in nearby cities

Credit unions in Washington — common questions

How many credit unions are in Washington?

28 member-owned, NCUA-insured credit unions are headquartered in or near Washington, District of Columbia, with a combined 316,526 members. The largest is Bank Fund Staff.

Are these the closest credit unions to me in Washington?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Washington, geocoded to the city. The second list adds 21 more credit unions headquartered elsewhere that NCUA shows with a branch in Washington, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Washington?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in District of Columbia accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Washington?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.