Find a Credit Union Near You
4,214 member-owned, NCUA-insured credit unions across the United States — browse by state, or see the largest below. A cleaner way to find a credit union than the official locator.
See credit unions on the mapFind credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Browse credit unions by state
Credit unions you can join
Most credit unions take members by where they live or work. See the credit unions anyone can join, or pick your state.
Credit unions in popular metros
Cities with the most member-owned credit unions.
The largest U.S. credit unions
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →
State Employees'
RALEIGH, NC🇺🇸
2,998,339 members
Credit Unions & BankingView details →Pentagon
MCLEAN, VA🇺🇸
2,751,004 members
Credit Unions & BankingView details →Digital
Marlborough, MA🇺🇸
1,870,858 members
Credit Unions & BankingView details →Boeing Employees
TUKWILA, WA🇺🇸
1,594,258 members
Credit Unions & BankingView details →America First
RIVERDALE, UT🇺🇸
1,588,687 members
Credit Unions & BankingView details →
Schoolsfirst
SANTA ANA, CA🇺🇸
1,579,561 members
Credit Unions & BankingView details →Mountain America
SANDY, UT🇺🇸
1,458,467 members
Credit Unions & BankingView details →
Suncoast
TAMPA, FL🇺🇸
1,408,203 members
Credit Unions & BankingView details →The Golden 1
SACRAMENTO, CA🇺🇸
1,199,691 members
Credit Unions & BankingView details →Randolph-Brooks
UNIVERSAL CITY, TX🇺🇸
1,152,532 members
Credit Unions & BankingView details →Vystar
Jacksonville, FL🇺🇸
1,024,058 members
Credit Unions & BankingView details →Credit unions, explained
What is a credit union?
A credit union is a member-owned, not-for-profit financial cooperative. Members pool their savings to provide each other with loans and financial services, and any surplus is returned to members through better rates and lower fees rather than paid to outside shareholders.
Are credit unions safe?
Deposits at federally insured credit unions are protected up to $250,000 per account by the National Credit Union Administration (NCUA), an independent agency of the U.S. government — the credit-union equivalent of FDIC insurance for banks.
Credit union vs bank — what's the difference?
Banks are for-profit companies owned by shareholders; credit unions are non-profit cooperatives owned by their members. Because credit unions return profits to members, they often offer higher savings rates, lower loan rates and fewer fees — but membership is usually tied to a field of membership (an employer, area or association).
How do I join a credit union?
Find one whose field of membership you qualify for — by where you live or work, your employer, or an association you can join — then open a share account (often as little as $5). Use the finder below to browse credit unions in your state.