Credit Unions in Baltimore, MD
7 member-owned, NCUA-insured credit unions headquartered in or near Baltimore, serving a combined 189,602 members. The largest is Municipal Empl.Credit Union Of Balt. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Municipal Empl.Credit Union Of Balt
BALTIMORE, MD🇺🇸
91,110 members
Credit Unions & BankingView details →Johns Hopkins
Baltimore, MD🇺🇸
46,276 members
Credit Unions & BankingView details →Securityplus
Baltimore, MD🇺🇸
35,966 members
Credit Unions & BankingView details →Five Star Of Maryland
BALTIMORE, MD🇺🇸
5,602 members
Credit Unions & BankingView details →Destinations Credit Union
BALTIMORE, MD🇺🇸
5,505 members
Credit Unions & BankingView details →Lm
BALTIMORE, MD🇺🇸
3,739 members
Credit Unions & BankingView details →Local 355 Md
BALTIMORE, MD🇺🇸
1,404 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Baltimore: they are based in or near Baltimore. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Baltimore
8 more credit unions headquartered elsewhere have a branch in Baltimore, MD. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →State Employees Cu Of Maryland, Inc
LINTHICUM, MD🇺🇸
274,489 members
Credit Unions & BankingView details →Aberdeen Proving Ground
ABERDEEN, MD🇺🇸
188,141 members
Credit Unions & BankingView details →First Financial Of Maryland
Sparks, MD🇺🇸
81,365 members
Credit Unions & BankingView details →Point Breeze
Hunt Valley, MD🇺🇸
72,869 members
Credit Unions & BankingView details →Self Reliance Financial
New York, NY🇺🇸
31,640 members
Credit Unions & BankingView details →Peake
Towson, MD🇺🇸
28,648 members
Credit Unions & BankingView details →First Eagle
Owings Mills, MD🇺🇸
8,200 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branch: 6417 Petrie Way Baltimore, MD 21237
- State Employees Cu Of Maryland, Inc — branches: 7906 Rossville Blvd Baltimore, MD 21236-3930; 7173 Security Blvd Boulevard Place Shopping Center Baltimore, MD 21244-1811; 301 W Preston St Baltimore, MD 21201-2305; 250 W Pratt St Baltimore, MD 21201-2423
- Aberdeen Proving Ground — branch: 1631 Merritt Blvd Baltimore, MD 21222
- First Financial Of Maryland — branches: 8665 Pulaski Hwy Ste 118 8665 Shopping Center Baltimore, MD 21237-3028; 7966 Belair Rd Putty Hill Plaza Baltimore, MD 21236-3706
- Point Breeze — branch: 5 Philadelphia Ct Baltimore, MD 21237
- Self Reliance Financial — branch: 2345 Eastern Ave Baltimore, MD 21224
- Peake — branches: 8640 Ridgelys Choice Dr Baltimore, MD 21236; 6535 N Charles St Ste 145 Baltimore, MD 21204-5822
- First Eagle — branch: 201 E University Pkwy Baltimore, MD 21218-2829
How to join a credit union in Maryland
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Baltimore or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Baltimore — common questions
How many credit unions are in Baltimore?
7 member-owned, NCUA-insured credit unions are headquartered in or near Baltimore, Maryland, with a combined 189,602 members. The largest is Municipal Empl.Credit Union Of Balt.
Are these the closest credit unions to me in Baltimore?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Baltimore, geocoded to the city. The second list adds 8 more credit unions headquartered elsewhere that NCUA shows with a branch in Baltimore, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Baltimore?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Maryland accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Baltimore?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.