Cooperative Tools
Free, interactive tools to help you choose a structure, find your cooperative type, and understand how cooperatives share their surplus.
Credit Union Savings Calculator
See roughly what you'd save switching from a bank to a credit union — on your car loan, credit card and savings — using real NCUA average rates.
Calculate your savings →Cooperative vs LLC vs Corporation
See how the three structures differ across ownership, voting, profit sharing, tax, and liability — in one interactive table.
Compare structures →Which Cooperative Type Is Right for You?
Answer four quick questions to match your idea to one of the eight main cooperative types, with next steps.
Take the quiz →Patronage Dividend Calculator
Work out a member's share of a cooperative's surplus — including the split between cash now and retained equity.
Open calculator →Housing Co-op Resale Price Calculator
The most a limited-equity co-op share can sell for under a fixed-rate or index formula, plus free share ledger and waitlist templates.
Open calculator →Co-op Apartment Insurance Cost
What an HO-6 policy for a condo or co-op apartment costs on average in selected states, and what it covers next to the building's policy.
See the costs →MSCS Annual Return and AGM Checklist
For multi-state co-operative societies in India: the filing deadline, what the return and the AGM must cover, and a check against the CRCS not-filed list.
Open the checklist →Business → Worker Co-op Conversion Roadmap
Selling a business to its employees? Work through the five phases — explore, value, finance, structure, transition — with a saveable checklist.
Open the roadmap →Ready to build your cooperative?
Pair these tools with our formation guides and legal resources.