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Credit Unions You Can Join in Hawaii

Community credit unions in Hawaii that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Hawaii

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Hawaii

Members, largest first: Hfs Credit Union 55,513; Lokahi Credit Union 45,797; Maui County Credit Union 20,705; Valley Isle Community Credit Union 12,847; Big Island Credit Union 9,581; Garden Island Credit Union 7,291; Ko`Olau Credit Union 6,285; Wailuku Credit Union 5,362Hfs Credit Union56kLokahi Credit Union46kMaui County Credit Union21kValley Isle Community Credit Union13kBig Island Credit Union9,581Garden Island Credit Union7,291Ko`Olau Credit Union6,285Wailuku Credit Union5,362
Members of the largest community credit unions in Hawaii, from NCUA data.

  1. Hfs Credit Union

    Where you live or work

    Hilo, HI · 55,513 members · $1.1 billion in assets

    “Simply put, HFS Federal Credit Union membership is open to anyone who lives, works or worships on the island of Hawai‘i.”from hfsfcu.org
    Full details and how to join →

  2. Lokahi Credit Union

    Where you live or work

    Honolulu, HI · 45,797 members · $699 million in assets

    “Anyone who lives, works, worships, or attends school in the City and County of Honolulu (Island of Oahu), Hawaii.”from lokahifcu.com
    Full details and how to join →

  3. Maui County Credit Union

    Where you live or work

    Wailuku, HI · 20,705 members · $476 million in assets

    “You're eligible to join Maui County FCU if you live, learn or work in the County of Maui (Maui, Molokai, Lanai).”from mauicountyfcu.org
    Full details and how to join →

  4. Valley Isle Community Credit Union

    Where you live or work

    Kahului, HI · 12,847 members · $173 million in assets

    “If you live or work on Maui, you qualify to become a member.”from vicfcu.org
    Full details and how to join →

  5. Big Island Credit Union

    Where you live or work

    Hilo, HI · 9,581 members · $188 million in assets

    “Big Island Federal Credit Union membership is available to anyone who meets the following criteria: Persons who live on the island of Hawaii.”from bigislandfcu.com
    Full details and how to join →

  6. Garden Island Credit Union

    Where you live or work

    Lihue, HI · 7,291 members · $123 million in assets

    “Membership is open to any person who lives, works, worships, or attends school on Kaua'i.”from gardenislandfcu.com
    Full details and how to join →

  7. Ko`Olau Credit Union

    Where you live or work

    Kailua, HI · 6,285 members · $99 million in assets

    “Membership is open to anyone who lives, works, worships or attends school in Honolulu County (the island of Oahu).”from koolaufcu.org
    Full details and how to join →

  8. Wailuku Credit Union

    Where you live or work

    Kahului, HI · 5,362 members · $129 million in assets

    “Our "field of membership", which defines who is eligible to join our credit union, includes people who live, work, worship, or attend school in Central Maui.”from wailukufcu.com
    Full details and how to join →

Who can join, across Hawaii's credit unions

Who can join, across 45 credit unions in Hawaii. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 8; Employer, union or church group: 0; Sentence too vague to sort: 6; No eligibility sentence on file: 31Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area8Employer, union or church group0Sentence too vague to sort6No eligibility sentence on file31
Credit unions in Hawaii on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.

See credit unions anyone can joinAll credit unions in Hawaii