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Credit Unions You Can Join in Maine

Community credit unions in Maine that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Maine

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Maine

Members, largest first: Town & Country Credit Union 38,593; The County Credit Union 31,923; Downeast Credit Union 24,718; Oxford Credit Union 20,116; Maine Family Credit Union 18,928; Bangor Credit Union 15,672; Community Credit Union 13,601; Otis Credit Union 12,370Town & Country Credit Union39kThe County Credit Union32kDowneast Credit Union25kOxford Credit Union20kMaine Family Credit Union19kBangor Credit Union16kCommunity Credit Union14kOtis Credit Union12k
Members of the largest community credit unions in Maine, from NCUA data.
  1. Town & Country Credit Union

    Where you live or work

    South Portland, ME · 38,593 members · $624 million in assets

    “Membership Eligibility If you live, work, attend school or worship in Cumberland or York County, Maine, we’d like to invite you to join Town & Country Federal Credit Union.”from tcfcu.com
    Full details and how to join →
  2. The County Credit Union

    Where you live or work

    Presque Isle, ME · 31,923 members · $502 million in assets

    “Membership is also open to individuals whose family members live within the above-listed counties in Maine and are members.”from countyfcu.org
    Full details and how to join →
  3. Downeast Credit Union

    Where you live or work

    Baileyville, ME · 24,718 members · $314 million in assets

    “Membership at Downeast Credit Union is open to those who live, work, worship or attend school in the following Maine counties: Hancock, Kennebec, Knox, Lincoln, Penobscot, Sagadahoc, Waldo and Washington, as well as the towns of Brunswick and Harpswell in…”from downeastcu.com
    Full details and how to join →
  4. Oxford Credit Union

    Where you live or work

    Mexico, ME · 20,116 members · $360 million in assets

    “Membership is open to anyone who lives, works, worships or goes to school in these Maine counties: Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York”from ofcu.org
    Full details and how to join →
  5. Maine Family Credit Union

    Where you live or work

    Lewiston, ME · 18,928 members · $282 million in assets

    “To qualify for membership, you must live, work, worship, or attend school in Androscoggin County, or have a family member (spouse, parent, grandparent, sibling, children, or grandchildren) who is currently a member.”from mainefamilyfcu.com
    Full details and how to join →
  6. Bangor Credit Union

    Where you live or work

    Bangor, ME · 15,672 members · $284 million in assets

    “Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo Counties of Maine.”from bangorfederal.com
    Full details and how to join →
  7. Community Credit Union

    Where you live or work

    Lewiston, ME · 13,601 members · $117 million in assets

    “To be a member of Community Credit Union (Maine), one must live, work, worship, or go to school in Androscoggin, Franklin, Kennebec or Oxford County or has a family member who does.”from communitycreditunion.com
    Full details and how to join →
  8. Otis Credit Union

    Where you live or work

    Jay, ME · 12,370 members · $288 million in assets

    “If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County , you are eligible to become a member of OTIS Federal Credit Union.”from otisfcu.coop
    Full details and how to join →
  9. K V Credit Union

    Where you live or work

    Augusta, ME · 10,937 members · $134 million in assets

    “Membership eligibility is for anyone who lives, works, attends school, or worships in Kennebec County or Somerset County.”from kvfcu.org
    Full details and how to join →
  10. Franklin-Somerset Credit Union

    Where you live or work

    Madison, ME · 9,983 members · $144 million in assets

    “You are eligible to join if you live or work in Franklin or Somerset counties.”from f-sfcu.com
    Full details and how to join →
  11. Ksw Credit Union

    Where you live or work

    Waterville, ME · 9,509 members · $114 million in assets

    “Our field of membership includes anyone who lives, works, worships, goes to school, or volunteers in Kennebec, Somerset, or Waldo County!”from kswfcu.org
    Full details and how to join →
  12. Saco Valley Credit Union

    Where you live or work

    Saco, ME · 9,201 members · $191 million in assets

    “Membership at Saco Valley Credit Union is open to anyone who lives, works, attends school or worships in Cumberland or York County in Maine.”from sacovalley.org
    Full details and how to join →

More credit unions in this list

Credit unionWhereMembers
Casco Credit UnionGorham9,078
Winthrop Area Credit UnionWinthrop7,942
Lincoln Maine Credit UnionLincoln6,851
Central Maine Credit UnionLewiston6,473
Gardiner Credit UnionGardiner5,452
Great Falls Regional Credit UnionLewiston4,728
Eastmill Credit UnionEast Millinocke4,081
Milestones Credit UnionLewiston1,807

Who can join, across Maine's credit unions

Who can join, across 48 credit unions in Maine. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 21; Employer, union or church group: 0; Sentence too vague to sort: 6; No eligibility sentence on file: 21Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area21Employer, union or church group0Sentence too vague to sort6No eligibility sentence on file21
Credit unions in Maine on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.