Credit Unions You Can Join in Maryland

Community credit unions in Maryland that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Maryland

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Maryland

Members, largest first: Lafayette Credit Union 56,832; Wepco Credit Union 41,798; Peake Credit Union 28,570; Prince George'S Community Credit Union 19,738; Mid-Atlantic Credit Union 17,775; Har-Co Credit Union 13,601; Fedfinancial Credit Union 3,685Lafayette Credit Union57kWepco Credit Union42kPeake Credit Union29kPrince George'S Community Credit…20kMid-Atlantic Credit Union18kHar-Co Credit Union14kFedfinancial Credit Union3,685
Members of the largest community credit unions in Maryland, from NCUA data.
  1. Lafayette Credit Union

    Where you live or work

    Rockville, MD · 56,832 members · $2.2 billion in assets

    “Open My Account You don’t have to live in the DC area to join, find your path to membership”from lfcu.org
    Full details and how to join →
  2. Wepco Credit Union

    Where you live or work

    Bloomington, MD · 41,798 members · $380 million in assets

    “Because your sister is your “immediate” family member and resides in a qualifying county (Allegany), you can join WEPCO, even though your sister is not a member.”from wepcofcu.com
    Full details and how to join →
  3. Peake Credit Union

    Where you live or work

    Towson, MD · 28,570 members · $523 million in assets

    “You live in Baltimore, Anne Arundel, Carroll, Harford, or Howard Counties or Baltimore City - you can become a member if you join the Maryland Consumer Council (you can even join the Council when you open your Peake membership).”from peakefederal.com
    Full details and how to join →
  4. Bowie, MD · 19,738 members · $329 million in assets

    “If you live, work, worship, volunteer, attend school or have businesses in Prince George's County, Maryland you are eligible to take advantage of the financial benefits and services we have to offer.”from princegeorgescfcu.org
    Full details and how to join →
  5. Mid-Atlantic Credit Union

    Where you live or work

    Germantown, MD · 17,775 members · $440 million in assets

    “Membership is open to everyone who lives, works, worships, volunteers, or attends school in Montgomery County, Maryland, as well as their immediate family members (spouse, children, parents, grandparents, grandchildren, siblings and those who live in the same…”from mafcu.org
    Full details and how to join →
  6. Har-Co Credit Union

    Where you live or work

    Bel Air, MD · 13,601 members · $272 million in assets

    “If you live, work, worship, attend school, or have immediate family in Harford County, you’re eligible to join.”from harcocu.org
    Full details and how to join →
  7. Fedfinancial Credit Union

    Where you live or work

    Silver Spring, MD · 3,685 members · $77 million in assets

    “Family members do not need to live in the DC/Baltimore area to join!”from fedfinancial.org
    Full details and how to join →

Who can join, across Maryland's credit unions

Who can join, across 59 credit unions in Maryland. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 7; Employer, union or church group: 5; Sentence too vague to sort: 18; No eligibility sentence on file: 29Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area7Employer, union or church group5Sentence too vague to sort18No eligibility sentence on file29
Credit unions in Maryland on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.