Credit Unions You Can Join in Massachusetts
Community credit unions in Massachusetts that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.
Credit unions anyone can join, wherever you live →How to qualify in Massachusetts
A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.
Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.
Community credit unions in Massachusetts
Webster First Credit Union
Where you live or workWorcester, MA · 84,649 members · $1.5 billion in assets
“You are eligible to join Webster First if you live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties of Massachusetts.”from websterfirst.com
Full details and how to join →Freedom Credit Union
Where you live or workSpringfield, MA · 31,606 members · $752 million in assets
“Freedom Credit Union membership is open to anyone who lives, works or attends school in Hampden, Hampshire, Franklin or Berkshire counties in Massachusetts, and Hartford or Tolland counties in Connecticut.”from freedom.coop
Full details and how to join →City Of Boston Credit Union
Where you live or workSouth Boston, MA · 31,227 members · $559 million in assets
“You’re eligible to join if you live, work, or attend school in Middlesex, Norfolk or Suffolk Counties, Massachusetts , or have a family member who does.”from cityofbostoncu.com
Full details and how to join →Millbury Credit Union
Where you live or workMillbury, MA · 30,097 members · $475 million in assets
“If you (or an immediate family member) live or work in Worcester County, it’s easy to join MCU.”from millburycu.com
Full details and how to join →Polish National Credit Union
Where you live or workChicopee, MA · 28,606 members · $759 million in assets
“We welcome anyone to join PNCU as long as you meet the following requirements for membership: Individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties of Western Massachusetts.”from pncu.com
Full details and how to join →Direct Credit Union
Where you live or workNeedham, MA · 23,250 members · $786 million in assets
“With no restrictions, no requirements and no fees, our free Community Checking is for anyone who lives, works, worships, or goes to school in Norfolk or Middlesex Counties, and has an annual household income of less than $60,000.”from direct.com
Full details and how to join →Taunton Credit Union
Where you live or workTaunton, MA · 19,127 members · $426 million in assets
“You are eligible for TFed membership if you live, work, worship, or attend school in the following areas: Massachusetts, Bristol County, Plymouth County, Barnstable County, Rhode Island, Bristol County, Kent County, Newport County, Providence County.”from tfed.com
Full details and how to join →Mass Bay Credit Union
Where you live or workSouth Boston, MA · 17,626 members · $362 million in assets
“Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within Norfolk County, Suffolk County, Middlesex County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus…”from massbaycu.org
Full details and how to join →Members Plus Credit Union
Where you live or workMedford, MA · 13,658 members · $341 million in assets
“Anyone who lives in Essex, Middlesex, Norfolk, Plymouth, and Suffolk counties can become a member and reap the benefits today!”from memberspluscu.org
Full details and how to join →Fall River Municipal Credit Union
Where you live or workFall River, MA · 13,089 members · $315 million in assets
“At Fall River Municipal Credit Union, membership is open to individuals who reside, work, attend school or have a place of business in the counties of Bristol, Plymouth, Barnstable and Dukes Counties in Massachusetts and Kent, Providence, Bristol, and Newport…”from frmcu.com
Full details and how to join →Alden Credit Union
Where you live or workChicopee, MA · 12,872 members · $190 million in assets
“Membership is open to all who live, work or attend school in Hampden, Hampshire and Worcester Counties in Massachusetts or family members of a current member.”from aldencu.com
Full details and how to join →Greater Springfield Credit Union
Where you live or workSpringfield, MA · 10,961 members · $227 million in assets
“Eligibility is simple — membership is open to anyone who lives, works, worships, or attends school in Hampden or Hampshire County.”from grscu.org
Full details and how to join →
More credit unions in this list
| Credit union | Where | Members |
|---|---|---|
| Nesc Credit Union | Methuen | 7,860 |
| Homefield Credit Union | North Grafton | 6,908 |
| Worcester Credit Union | Worcester | 6,392 |
| Allcom Credit Union | Worcester | 3,838 |
Who can join, across Massachusetts's credit unions
Not in one of these areas?
Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.