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Credit Unions You Can Join in Missouri

Community credit unions in Missouri that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Missouri

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Missouri

Members, largest first: Telcomm Credit Union 25,039; Ozark Credit Union 17,735; Century Credit Union 9,454; Horizon Credit Union 6,232; Joplin Metro Credit Union 5,782; Columbia Credit Union 2,129; Burlington Northtown Community Credit Union 1,238; Community First Credit Union 1,180Telcomm Credit Union25kOzark Credit Union18kCentury Credit Union9,454Horizon Credit Union6,232Joplin Metro Credit Union5,782Columbia Credit Union2,129Burlington Northtown Community…1,238Community First Credit Union1,180
Members of the largest community credit unions in Missouri, from NCUA data.

  1. Telcomm Credit Union

    Where you live or work

    Springfield, MO · 25,039 members · $324 million in assets

    “You may become a member of TelComm Credit Union if you live or work (or have family who lives or works) in Greene, Christian, Lawrence, Webster, and Polk counties in southwest Missouri.”from telcommcu.com
    Full details and how to join →

  2. Ozark Credit Union

    Where you live or work

    Poplar Bluff, MO · 17,735 members · $138 million in assets

    “Membership is open to anyone who lives, works, worships or attends school in one of these Missouri counties: Bollinger, Butler, Cape Girardeau, Carter, Dent, Douglas, Dunklin, Howell, Iron, Madison, Mississippi, New Madrid, Oregon, Ozark, Pemiscot, Perry…”from ozarkfcu.com
    Full details and how to join →

  3. Century Credit Union

    Where you live or work

    Saint Louis, MO · 9,454 members · $173 million in assets

    “You're eligible to open an account with Century if you or a family member live or work in the following geographic areas: St.”from centurycu.org
    Full details and how to join →

  4. Horizon Credit Union

    Where you live or work

    Macon, MO · 6,232 members · $57 million in assets

    “Members must reside or work in Adair, Chariton, Knox, Linn, Macon, Monroe, Randolph, Shelby or Sullivan Counties in the state of Missouri or be an immediate family member of a current member.”from yourhcu.com
    Full details and how to join →

  5. Joplin Metro Credit Union

    Where you live or work

    Joplin, MO · 5,782 members · $56 million in assets

    “If you live or work in Jasper or Newton counties, or work for one of our Select Employer Groups (listed below), you are eligible to join Joplin Metro Credit Union!”from joplinmcu.com
    Full details and how to join →

  6. Columbia Credit Union

    Where you live or work

    Columbia, MO · 2,129 members · $33 million in assets

    “If you live or work in Boone County, or are a close relative* of an existing member, you are free to join!”from como-cu.com
    Full details and how to join →

  7. Burlington Northtown Community Credit Union

    Where you live or work

    North Kansas Ci, MO · 1,238 members · $15 million in assets

    “In order to be eligible to become a member of Burlington Northtown Community Credit Union (BNCCU), you must meet one of the following qualifications: Be an employee of the BNSF railroad, Live in Clay County, Missouri, Work in Clay County, Missouri, Be an…”from bnccu.org
    Full details and how to join →

  8. Community First Credit Union

    Where you live or work

    Hannibal, MO · 1,180 members · $9 million in assets

    “We serve anyone who lives or works in Marion and/or Ralls Counties.”from mycommunityfirstcu.com
    Full details and how to join →

Who can join, across Missouri's credit unions

Who can join, across 87 credit unions in Missouri. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 8; Employer, union or church group: 1; Sentence too vague to sort: 22; No eligibility sentence on file: 56Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area8Employer, union or church group1Sentence too vague to sort22No eligibility sentence on file56
Credit unions in Missouri on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.

See credit unions anyone can joinAll credit unions in Missouri