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Credit Unions You Can Join in Montana

Community credit unions in Montana that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Montana

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Montana

Members, largest first: Altana Credit Union 39,750; 1st Liberty Credit Union 14,501; Russell Country Credit Union 9,873; Ravalli County Credit Union 6,118; Lincoln County Credit Union 5,687; Vocal Credit Union 4,368; Bitterroot Community Credit Union 2,148Altana Credit Union40k1st Liberty Credit Union15kRussell Country Credit Union9,873Ravalli County Credit Union6,118Lincoln County Credit Union5,687Vocal Credit Union4,368Bitterroot Community Credit Union2,148
Members of the largest community credit unions in Montana, from NCUA data.

  1. Altana Credit Union

    Where you live or work

    Billings, MT · 39,750 members · $634 million in assets

    “Anyone who lives, works, worships or attends school in our 40 Montana and 9 Wyoming counties, or is a relative of an Altana member.”from altanafcu.org
    Full details and how to join →

  2. 1st Liberty Credit Union

    Where you live or work

    Great Falls, MT · 14,501 members · $216 million in assets

    “Persons who live, regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered in Cascade, Pondera, Teton, Chouteau, or Glacier Counties in Montana can become a member.”from 1stliberty.org
    Full details and how to join →

  3. Russell Country Credit Union

    Where you live or work

    Great Falls, MT · 9,873 members · $130 million in assets

    “If you live, work or worship in Cascade, Chouteau, Pondera, Teton, and a portion of Lewis and Clark County , then you can be a member.”from russellcountryfcu.org
    Full details and how to join →

  4. Ravalli County Credit Union

    Where you live or work

    Hamilton, MT · 6,118 members · $85 million in assets

    “You are eligible to join if you live, work, worship or recreate in Ravalli County (and your family members).”from ravallicountyfcu.org
    Full details and how to join →

  5. Lincoln County Credit Union

    Where you live or work

    Libby, MT · 5,687 members · $178 million in assets

    “To qualify for membership, you must live , work , or have headquarters in Lincoln County, Montana, or have an immediate family member who is a current member.”from lincolncountycu.com
    Full details and how to join →

  6. Vocal Credit Union

    Where you live or work

    Helena, MT · 4,368 members · $52 million in assets

    “Anyone who lives, worships, works in, or attends school in, and businesses and other legal entities located in Beaverhead, Broadwater, Golden Valley, Jefferson County, Judith Basin, Lewis and Clark, Madison, Meagher, Powell, Wheatland county Montana, can join…”from vocal.coop
    Full details and how to join →

  7. Bitterroot Community Credit Union

    Where you live or work

    Darby, MT · 2,148 members · $19 million in assets

    “Eligibility: Bitterroot Community Federal Credit Union has a community charter which allows anyone who “lives (full or part-time), works or worships” in Ravalli County, Montana.”from bitterrootcommunityfcu.com
    Full details and how to join →

Who can join, across Montana's credit unions

Who can join, across 40 credit unions in Montana. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 7; Employer, union or church group: 0; Sentence too vague to sort: 5; No eligibility sentence on file: 28Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area7Employer, union or church group0Sentence too vague to sort5No eligibility sentence on file28
Credit unions in Montana on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.

See credit unions anyone can joinAll credit unions in Montana