Credit Unions You Can Join in Washington

Community credit unions in Washington that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Washington

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Washington

Members, largest first: Qualstar Credit Union 62,368; Seattle Metropolitan Credit Union 48,127; Solarity Credit Union 46,252; O Bee Credit Union 35,622; Tapco Credit Union 31,599; America'S Credit Union, A 28,836; Peninsula Community Credit Union 21,455; North Coast Credit Union 20,380Qualstar Credit Union62kSeattle Metropolitan Credit Union48kSolarity Credit Union46kO Bee Credit Union36kTapco Credit Union32kAmerica'S Credit Union, A29kPeninsula Community Credit Union21kNorth Coast Credit Union20k
Members of the largest community credit unions in Washington, from NCUA data.
  1. Qualstar Credit Union

    Where you live or work

    Bothell, WA · 62,368 members · $902 million in assets

    “You are eligible to join Qualstar 1 if any of the following apply: You live or work in Washington State.”from qualstarcu.com
    Full details and how to join →
  2. Seattle Metropolitan Credit Union

    Where you live or work

    Seattle, WA · 48,127 members · $1.1 billion in assets

    “Eligibility of Membership, if not confirmed with your government-issued ID You are eligible if: You live, work, worship or attend school in the State of Washington.”from seattlecu.com
    Full details and how to join →
  3. Solarity Credit Union

    Where you live or work

    Yakima, WA · 46,252 members · $834 million in assets

    “Membership required and open to all who live, work, worship or attend school in Yakima , Wenatchee , Selah, Moses Lake, Union Gap and all of Washington State.”from solaritycu.org
    Full details and how to join →
  4. O Bee Credit Union

    Where you live or work

    Lacey, WA · 35,622 members · $652 million in assets

    “Anyone lucky enough to live or work in Washington State is eligible for membership.”from obee.com
    Full details and how to join →
  5. Tapco Credit Union

    Where you live or work

    Fircrest, WA · 31,599 members · $698 million in assets

    “Qualify for Membership: You must live, work, worship or go to school in the state of Washington or be a family member of someone who qualifies for membership.”from tapcocu.org
    Full details and how to join →
  6. America'S Credit Union, A

    Where you live or work

    Dupont, WA · 28,836 members · $706 million in assets

    “Today, anyone who lives, works or worships in the Pacific Northwest can be a member.”from youracu.org
    Full details and how to join →
  7. Peninsula Community Credit Union

    Where you live or work

    Shelton, WA · 21,455 members · $307 million in assets

    “If you live, work, worship, or go to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor counties, or are a family member of a current member, you’re eligible to join!”from pcfcu.org
    Full details and how to join →
  8. North Coast Credit Union

    Where you live or work

    Bellingham, WA · 20,380 members · $421 million in assets

    “Who Can Join: Membership is eligible to anyone who lives, works, attends school, or attends church in Washington State.”from northcoastcu.com
    Full details and how to join →
  9. Great Northwest Credit Union

    Where you live or work

    Aberdeen, WA · 18,692 members · $263 million in assets

    “Membership at Great NorthWest Federal Credit Union is open to all who live/work or worship in Grays Harbor, Pacific, Lewis, Mason, Wahkiakum, Clallam, Jefferson or Thurston counties -OR- have a family member who does.”from greatnwfcu.com
    Full details and how to join →
  10. Mountaincrest Credit Union

    Where you live or work

    Arlington, WA · 10,346 members · $153 million in assets

    “If you live, work or worship in Washington state, you are eligible to join the MountainCrest CU family of members!”from mountaincrestcu.com
    Full details and how to join →
  11. Primesource Credit Union

    Where you live or work

    Spokane, WA · 6,745 members · $90 million in assets

    “Anyone who lives, works, or worships within the state of Washington.”from primesourcecu.org
    Full details and how to join →
  12. Tri-Cities Community Credit Union

    Where you live or work

    Kennewick, WA · 5,538 members · $77 million in assets

    “Membership in Tri-CU Credit Union is open to anyone who lives, works, worships or attends school in Benton or Franklin County, Washington, or their immediate family and IBEW #112 Electricians.”from tri-cu.com
    Full details and how to join →

More credit unions in this list

Credit unionWhereMembers
Sno Falls Credit UnionNorth Bend5,159
Evergreendirect Credit UnionTumwater4,806
Blue Mountain Credit UnionCollege Place4,491
Westedge Credit UnionBellingham4,113
Olympia Credit UnionOlympia3,712
Mint Valley Credit UnionLongview2,097

Who can join, across Washington's credit unions

Who can join, across 73 credit unions in Washington. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 18; Employer, union or church group: 3; Sentence too vague to sort: 11; No eligibility sentence on file: 41Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area18Employer, union or church group3Sentence too vague to sort11No eligibility sentence on file41
Credit unions in Washington on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.