Credit Unions You Can Join in New York
Community credit unions in New York that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.
Credit unions anyone can join, wherever you live →How to qualify in New York
A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.
Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.
Community credit unions in New York
Municipal Credit Union
Where you live or workNew York, NY · 631,649 members · $4.9 billion in assets
“Now, if you live, work, or worship in NYC—you can join our community too.”from nymcu.org
Full details and how to join →Americu Credit Union
Where you live or workRome, NY · 202,033 members · $3.0 billion in assets
“You live, work, worship, or attend school within AmeriCU’s field of membership, which includes 24-counties in central, southern, and northern New York”from americu.org
Full details and how to join →Sidney Credit Union
Where you live or workSidney, NY · 75,308 members · $1.2 billion in assets
“Anyone who lives, works, worships, attends school or regularly conducts business in the following New York Counties or Towns are eligible to become a member with SFCU: Chenango, Cortland, Delaware, Essex, Fulton, Hamilton, Madison, Montgomery, Onondaga…”from sfcuonline.org
Full details and how to join →Sea Comm Credit Union
Where you live or workMassena, NY · 56,384 members · $757 million in assets
“You are eligible to join SeaComm if you live, work, worship or attend school anywhere in the following counties: St.”from seacomm.org
Full details and how to join →Cornerstone Community Credit Union
Where you live or workLockport, NY · 44,033 members · $713 million in assets
“Anyone who lives, works, worships, volunteers, or goes to school in Niagara or Erie County can join!”from ccfcu.org
Full details and how to join →Teg Credit Union
Where you live or workPoughkeepsie, NY · 35,655 members · $490 million in assets
“Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY.”from tegfcu.com
Full details and how to join →Advantage Credit Union
Where you live or workRochester, NY · 34,565 members · $490 million in assets
“Membership is open to those who live, work, worship, volunteer, or attend school in the City of Rochester, along with select employer groups and eligible family members.”from advantagefcu.org
Full details and how to join →People'S Alliance Credit Union
Where you live or workHauppauge, NY · 32,483 members · $319 million in assets
“Anyone who lives, works, worships, or attends school in select geographical areas in NY and FL.”from pafcu.org
Full details and how to join →Niagara'S Choice Credit Union
Where you live or workNiagara Falls, NY · 21,992 members · $257 million in assets
“If you live, work, worship, attend school, or volunteer in Niagara or Erie County, you are eligible for membership at Niagara’s Choice FCU.”from niagaraschoice.org
Full details and how to join →High Point Credit Union
Where you live or workOlean, NY · 21,030 members · $415 million in assets
“High Point Federal Credit Union welcomes membership to individuals who live, work, worship, or attend school in Cattaraugus and Allegany Counties, NY and McKean and Potter Counties, PA.”from highpointfcu.com
Full details and how to join →Finger Lakes Credit Union
Where you live or workGeneva, NY · 20,067 members · $248 million in assets
“Membership is restricted to the following: Individuals who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Ontario, Monroe, Seneca, or Yates counties.”from flfcu.org
Full details and how to join →Ghs Credit Union
Where you live or workBinghamton, NY · 15,948 members · $232 million in assets
“GHS FCU is an inclusive credit union welcoming anyone who lives, works, attends school, volunteers, or worships in Broome, Chemung, Chenango, Cortland, Delaware, Greene, Schoharie, Sullivan, Steuben, Tioga, and Tompkins Counties in New York, and Bradford…”from ghsfcu.com
Full details and how to join →
More credit unions in this list
| Credit union | Where | Members |
|---|---|---|
| Oswego County Credit Union | Oswego | 14,627 |
| Ontario Shores Credit Union | Newfane | 11,720 |
| Good Neighbors Credit Union | Depew | 10,438 |
| Meridia Community Credit Union | Hamburg | 10,147 |
| Great Erie Credit Union | Orchard Park | 9,446 |
| One Credit Union Of Ny | Cheektowaga | 8,998 |
| Compass Credit Union | Oswego | 8,131 |
| Greater Niagara Credit Union | Niagara Falls | 7,865 |
| Radius Credit Union | Kenmore | 7,764 |
| Auburn Community Credit Union | Auburn | 7,723 |
| Community Resource Credit Union | Latham | 7,279 |
| C C S E Credit Union | Salamanca | 5,820 |
| Empire One Credit Union | West Seneca | 4,985 |
| Solutions Credit Union | Elmira | 3,440 |
| North Towns Credit Union | Clarence | 3,015 |
| State Cs Employees Credit Union | Watertown | 2,842 |
| Steuben Citizens Credit Union | Bath | 2,566 |
| Gates Chili Credit Union | Rochester | 2,219 |
| Tri-Lakes Credit Union | Saranac Lake | 2,159 |
| Ed-Med Credit Union | Ogdensburg | 2,097 |
| Long Island Alliance Credit Union | Hauppauge | 2,028 |
| Lockport Schools & Community Credit Union | Lockport | 1,693 |
| Le Roy Credit Union | Le Roy | 1,557 |
| Greece Community Credit Union | Rochester | 1,353 |
Who can join, across New York's credit unions
Not in one of these areas?
Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.