Credit Unions You Can Join in Pennsylvania

Community credit unions in Pennsylvania that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Pennsylvania

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Pennsylvania

Members, largest first: Belco Community Credit Union 68,811; Riverfront Credit Union 23,310; New Cumberland Credit Union 22,747; Allegent Community Credit Union 21,927; Hidden River Credit Union 19,793; Mountain Laurel Credit Union 17,975; Americhoice Credit Union 15,781; Horizon Credit Union 14,181Belco Community Credit Union69kRiverfront Credit Union23kNew Cumberland Credit Union23kAllegent Community Credit Union22kHidden River Credit Union20kMountain Laurel Credit Union18kAmerichoice Credit Union16kHorizon Credit Union14k
Members of the largest community credit unions in Pennsylvania, from NCUA data.
  1. Belco Community Credit Union

    Where you live or work

    Harrisburg, PA · 68,811 members · $971 million in assets

    “You can join Belco if you live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties (PA), or if you are a dependent of a member.”from belco.org
    Full details and how to join →
  2. Riverfront Credit Union

    Where you live or work

    Wyomissing, PA · 23,310 members · $318 million in assets

    “To join Riverfront you must currently live, work, worship or attend school in Berks County, Pennsylvania be a legal entity doing business in Berks County or organization of such persons.”from riverfrontfcu.org
    Full details and how to join →
  3. New Cumberland Credit Union

    Where you live or work

    New Cumberland, PA · 22,747 members · $229 million in assets

    “Do you live, work, study, worship, volunteer or have a family member that lives in the following counties: Adams, Cumberland, Dauphin, Lebanon, Perry, York.”from ncfcuonline.org
    Full details and how to join →
  4. Allegent Community Credit Union

    Where you live or work

    Pittsburgh, PA · 21,927 members · $281 million in assets

    “Membership is available to anyone who lives, works, worships or attends school in Allegheny, Beaver, or Butler Counties.”from allegentfcu.org
    Full details and how to join →
  5. Hidden River Credit Union

    Where you live or work

    Pottsville, PA · 19,793 members · $245 million in assets

    “This means anyone who lives, works, worships, volunteers, or attends school within Schuylkill County is eligible for membership!”from hdriver.org
    Full details and how to join →
  6. Mountain Laurel Credit Union

    Where you live or work

    Saint Marys, PA · 17,975 members · $168 million in assets

    “Because Mountain Laurel FCU is a community chartered credit union, you can become a member if you live, work, worship or attend school in one of the following counties in Pennsylvania: Elk, Cameron, McKean, Warren, Potter, Forest.”from mlfcu.net
    Full details and how to join →
  7. Americhoice Credit Union

    Where you live or work

    Mechanicsburg, PA · 15,781 members · $233 million in assets

    “Anyone who Lives, Works, Worships, or Attends School in Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties in Pennsylvania”from americhoice.org
    Full details and how to join →
  8. Horizon Credit Union

    Where you live or work

    Williamsport, PA · 14,181 members · $148 million in assets

    “If you live, work, worship or attend school in the eleven counties of Bradford, Centre, Clinton, Columbia, Lycoming, Montour, Northumberland, Potter, Sullivan, Tioga, or Union, you are eligible to join.”from horizonfcu.org
    Full details and how to join →
  9. Arize Credit Union

    Where you live or work

    State College, PA · 11,952 members · $172 million in assets

    “ANYONE who lives, works, worships, volunteers or goes to school in Clearfield, Centre, Blair, Huntingdon, Juniata, Mifflin, Union, Clinton, and Snyder Counties is eligible to belong to Arize!”from arizefcu.org
    Full details and how to join →
  10. White Rose Credit Union

    Where you live or work

    York, PA · 10,932 members · $115 million in assets

    “Anyone who lives, works, worships, attends school or owns a business in York or Adams County Pennsylvania can become a member.”from whiterosecu.com
    Full details and how to join →
  11. Frick Financial Credit Union

    Where you live or work

    Uniontown, PA · 10,291 members · $173 million in assets

    “To become a member of Frick Financial Federal Credit Union, you must live, work, worship, or attend school in Fayette, Greene, Westmoreland, or Washington County.”from frickfin.org
    Full details and how to join →
  12. First Choice Credit Union

    Where you live or work

    New Castle, PA · 9,494 members · $95 million in assets

    “Anyone who lives, works, volunteers, or attends church or school in Lawrence County is eligible to join.”from firstchoicefcu.com
    Full details and how to join →

Who can join, across Pennsylvania's credit unions

Who can join, across 269 credit unions in Pennsylvania. Anyone can join: 1; Anyone, via an association or donation: 1; Live, work or worship in a named area: 41; Employer, union or church group: 9; Sentence too vague to sort: 55; No eligibility sentence on file: 162Anyone can join1Anyone, via an association or donation1Live, work or worship in a named area41Employer, union or church group9Sentence too vague to sort55No eligibility sentence on file162
Credit unions in Pennsylvania on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.