Credit Unions in Mobile, AL
9 member-owned, NCUA-insured credit unions headquartered in or near Mobile, serving a combined 55,900 members. The largest is New Horizons. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
New Horizons
MOBILE, AL🇺🇸
23,666 members
Credit Unions & BankingView details →University Of South Alabama
MOBILE, AL🇺🇸
8,381 members
Credit Unions & BankingView details →Mobile Educators
MOBILE, AL🇺🇸
7,311 members
Credit Unions & BankingView details →Gulf Coast
MOBILE, AL🇺🇸
4,688 members
Credit Unions & BankingView details →The Infirmary
Mobile, AL🇺🇸
4,483 members
Credit Unions & BankingView details →Azalea City
MOBILE, AL🇺🇸
4,372 members
Credit Unions & BankingView details →Mobile Postal
Mobile, AL🇺🇸
1,602 members
Credit Unions & BankingView details →Blue Flame
Mobile, AL🇺🇸
770 members
Credit Unions & BankingView details →Mobile Government Emp.
Mobile, AL🇺🇸
627 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Mobile: they are based in or near Mobile. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Mobile
11 more credit unions headquartered elsewhere have a branch in Mobile, AL. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Keesler
BILOXI, MS🇺🇸
397,213 members
Credit Unions & BankingView details →All In
DALEVILLE, AL🇺🇸
214,129 members
Credit Unions & BankingView details →America'S First
Birmingham, AL🇺🇸
195,624 members
Credit Unions & BankingView details →Alabama
TUSCALOOSA, AL🇺🇸
152,571 members
Credit Unions & BankingView details →Penair
Pensacola, FL🇺🇸
140,350 members
Credit Unions & BankingView details →Southern Energy
BIRMINGHAM, AL🇺🇸
90,996 members
Credit Unions & BankingView details →Family Security
Decatur, AL🇺🇸
88,825 members
Credit Unions & BankingView details →Avadian
Birmingham, AL🇺🇸
83,496 members
Credit Unions & BankingView details →Navigator
Pascagoula, MS🇺🇸
47,805 members
Credit Unions & BankingView details →Alabama Central
Birmingham, AL🇺🇸
18,375 members
Credit Unions & BankingView details →Jm Associates
Jacksonville, FL🇺🇸
8,866 members
Credit Unions & BankingView details →- Keesler — branches: 2540 Old Shell Rd Ste A Mobile, AL 36607-3033; 7765 Airport Blvd Mobile, AL 36608-5038
- All In — branches: 750 Downtowner Blvd Mobile, AL 36609; 1994 S Broad St Mobile, AL 36615; 6631 Airport Blvd Mobile, AL 36608
- America'S First — branch: 1050 Montlimar Dr Mobile, AL 36609-1707
- Alabama — branches: 202 Addsco Rd Mobile, AL 36602-8018; 901 Spring Hill Ave Mobile, AL 36604-2711; 7790 Cottage Hill Rd Mobile, AL 36695-2844; 320 Airbus Way Mobile, AL 36615
- Penair — branch: 2051 S Broad St Mobile, AL 36615-1286
- Southern Energy — branches: 150 Saint Joseph St Mobile, AL 36602-3915; 6396 Airport Blvd Mobile, AL 36608
- Family Security — branches: 7690 Airport Blvd Mobile, AL 36608; 5416 Highway 90 W Mobile, AL 36619
- Avadian — branch: 809 Downtowner Blvd Mobile, AL 36609
- Navigator — branches: 1950 Government St Mobile, AL 36606-1634; 5229 Cottage Hill Rd Mobile, AL 36609; 2515 Schillinger Rd South Mobile, AL 36695
- Alabama Central — branch: 797 Downtowner Blvd Mobile, AL 36609-5401
- Jm Associates — branch: 6150 Omni Park Dr Mobile, AL 36609-5195
How to join a credit union in Alabama
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Mobile or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Mobile — common questions
How many credit unions are in Mobile?
9 member-owned, NCUA-insured credit unions are headquartered in or near Mobile, Alabama, with a combined 55,900 members. The largest is New Horizons.
Are these the closest credit unions to me in Mobile?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Mobile, geocoded to the city. The second list adds 11 more credit unions headquartered elsewhere that NCUA shows with a branch in Mobile, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Mobile?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Alabama accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Mobile?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.