Credit Unions in Tuscaloosa, AL
6 member-owned, NCUA-insured credit unions headquartered in or near Tuscaloosa, serving a combined 274,942 members. The largest is Alabama. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Alabama
TUSCALOOSA, AL🇺🇸
152,571 members
Credit Unions & BankingView details →Alabama One
Tuscaloosa, AL🇺🇸
96,594 members
Credit Unions & BankingView details →Riverfall
Tuscaloosa, AL🇺🇸
14,223 members
Credit Unions & BankingView details →Tuscaloosa V A
Tuscaloosa, AL🇺🇸
5,338 members
Credit Unions & BankingView details →Red Oak
Tuscaloosa, AL🇺🇸
4,629 members
Credit Unions & BankingView details →City
TUSCALOOSA, AL🇺🇸
1,587 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Tuscaloosa: they are based in or near Tuscaloosa. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Tuscaloosa
3 more credit unions headquartered elsewhere have a branch in Tuscaloosa, AL. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Southern Energy
BIRMINGHAM, AL🇺🇸
90,996 members
Credit Unions & BankingView details →Alabama Central
Birmingham, AL🇺🇸
18,375 members
Credit Unions & BankingView details →Nucor Employee'S
Florence, SC🇺🇸
8,632 members
Credit Unions & BankingView details →- Southern Energy — branches: 630 15th St Tuscaloosa, AL 35401-4737; 915 Queen City Ave Tuscaloosa, AL 35401
- Alabama Central — branch: 1121 Veterans Memorial Pkwy Tuscaloosa, AL 35404
- Nucor Employee'S — branch: 1700 Holt Rd NE Tuscaloosa, AL 35404-1046
How to join a credit union in Alabama
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Tuscaloosa or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Tuscaloosa — common questions
How many credit unions are in Tuscaloosa?
6 member-owned, NCUA-insured credit unions are headquartered in or near Tuscaloosa, Alabama, with a combined 274,942 members. The largest is Alabama.
Are these the closest credit unions to me in Tuscaloosa?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Tuscaloosa, geocoded to the city. The second list adds 3 more credit unions headquartered elsewhere that NCUA shows with a branch in Tuscaloosa, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Tuscaloosa?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Alabama accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Tuscaloosa?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.