Credit Unions in Honolulu, HI
17 member-owned, NCUA-insured credit unions headquartered in or near Honolulu, serving a combined 554,779 members. The largest is Hawaii State. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Hawaii State
Honolulu, HI🇺🇸
139,996 members
Credit Unions & BankingView details →Hawaiiusa
Honolulu, HI🇺🇸
131,069 members
Credit Unions & BankingView details →Aloha Pacific
Honolulu, HI🇺🇸
71,350 members
Credit Unions & BankingView details →Hawaiian Financial
Honolulu, HI🇺🇸
51,589 members
Credit Unions & BankingView details →Lokahi
Honolulu, HI🇺🇸
45,384 members
Credit Unions & BankingView details →University Of Hawaii
Honolulu, HI🇺🇸
35,521 members
Credit Unions & BankingView details →Honolulu
Honolulu, HI🇺🇸
19,888 members
Credit Unions & BankingView details →Hawaii Central
Honolulu, HI🇺🇸
16,211 members
Credit Unions & BankingView details →Hawaii Law Enforcement
Honolulu, HI🇺🇸
14,189 members
Credit Unions & BankingView details →Hawaii
Honolulu, HI🇺🇸
11,578 members
Credit Unions & BankingView details →Honolulu Fire Department
Honolulu, HI🇺🇸
6,213 members
Credit Unions & BankingView details →Hotel And Travel Industry
Honolulu, HI🇺🇸
4,507 members
Credit Unions & BankingView details →Hawaii Schools
Honolulu, HI🇺🇸
3,351 members
Credit Unions & BankingView details →Hawaiian Electric Employees
Honolulu, HI🇺🇸
1,828 members
Credit Unions & BankingView details →Local Union 1186 Ibew
HONOLULU, HI🇺🇸
1,040 members
Credit Unions & BankingView details →Plumbers & Fitters Local 675
Honolulu, HI🇺🇸
877 members
Credit Unions & BankingView details →Glover
Honolulu, HI🇺🇸
188 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Honolulu: they are based in or near Honolulu. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Honolulu
4 more credit unions headquartered elsewhere have a branch in Honolulu, HI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Pentagon
MCLEAN, VA🇺🇸
2,751,004 members
Credit Unions & BankingView details →Pearl Hawaii
WAIPAHU, HI🇺🇸
31,649 members
Credit Unions & BankingView details →I.L.W.U.
Long Beach, CA🇺🇸
30,417 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 30 Hickam Ct, H St Bldg 1257 Honolulu, HI 96818; 4256 Radford Dr Building 62 Honolulu, HI 96818-3243
- Pentagon — branch: 4250 Radford Dr Bldg 63 Honolulu, HI 96818-3243
- Pearl Hawaii — branches: 1288 Ala Moana Blvd Ste 106 Honolulu, HI 96814; 550 Paiea St Ste 128 Honolulu, HI 96819; 585 Port Royal St Honolulu, HI 96818
- I.L.W.U. — branch: 680 Iwilei Rd Honolulu, HI 96817-5388
How to join a credit union in Hawaii
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Honolulu or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Honolulu — common questions
How many credit unions are in Honolulu?
17 member-owned, NCUA-insured credit unions are headquartered in or near Honolulu, Hawaii, with a combined 554,779 members. The largest is Hawaii State.
Are these the closest credit unions to me in Honolulu?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Honolulu, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Honolulu, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Honolulu?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Hawaii accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Honolulu?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.