Credit Unions in Moline, IL
6 member-owned, NCUA-insured credit unions headquartered in or near Moline, serving a combined 299,902 members. The largest is I. H. Mississippi Valley. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
I. H. Mississippi Valley
Moline, IL🇺🇸
149,553 members
Credit Unions & BankingView details →Empeople
Moline, IL🇺🇸
74,228 members
Credit Unions & BankingView details →Vibrant
Moline, IL🇺🇸
69,887 members
Credit Unions & BankingView details →Moline Municipal
Moline, IL🇺🇸
2,910 members
Credit Unions & BankingView details →Kone Employees
MOLINE, IL🇺🇸
1,728 members
Credit Unions & BankingView details →Service Plus
Moline, IL🇺🇸
1,596 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Moline: they are based in or near Moline. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Moline
4 more credit unions headquartered elsewhere have a branch in Moline, IL. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Dutrac Community
DUBUQUE, IA🇺🇸
54,708 members
Credit Unions & BankingView details →R.I.A.
Rock Island, IL🇺🇸
46,841 members
Credit Unions & BankingView details →Ascentra
Bettendorf, IA🇺🇸
43,026 members
Credit Unions & BankingView details →Gas And Electric
ROCK ISLAND, IL🇺🇸
5,547 members
Credit Unions & BankingView details →- Dutrac Community — branch: 3153 AVENUE OF THE CITIES MOLINE, IL 61265
- R.I.A. — branch: 4460 16th St Moline, IL 61265
- Ascentra — branch: 3005 7th St Moline, IL 61265-5925
- Gas And Electric — branch: 4502 27th St Moline, IL 61265-6311
How to join a credit union in Illinois
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Moline or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Moline — common questions
How many credit unions are in Moline?
6 member-owned, NCUA-insured credit unions are headquartered in or near Moline, Illinois, with a combined 299,902 members. The largest is I. H. Mississippi Valley.
Are these the closest credit unions to me in Moline?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Moline, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Moline, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Moline?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Illinois accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Moline?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.