Credit Unions in Indianapolis, IN
11 member-owned, NCUA-insured credit unions headquartered in or near Indianapolis, serving a combined 520,433 members. The largest is Indiana Members. Click any credit union for its full details.
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Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Indiana Members
INDIANAPOLIS, IN🇺🇸
166,561 members
Credit Unions & BankingView details →Forum
INDIANAPOLIS, IN🇺🇸
166,087 members
Credit Unions & BankingView details →Elements Financial
INDIANAPOLIS, IN🇺🇸
102,766 members
Credit Unions & BankingView details →Financial Center First
Indianapolis, IN🇺🇸
56,404 members
Credit Unions & BankingView details →Family Horizons
Indianapolis, IN🇺🇸
8,803 members
Credit Unions & BankingView details →Harvester Financial
Indianapolis, IN🇺🇸
6,240 members
Credit Unions & BankingView details →Financial Health
Indianapolis, IN🇺🇸
6,090 members
Credit Unions & BankingView details →Energy Plus
Indianapolis, IN🇺🇸
3,829 members
Credit Unions & BankingView details →Hoosier United
Indianapolis, IN🇺🇸
3,325 members
Credit Unions & BankingView details →H A L E
Indianapolis, IN🇺🇸
182 members
Credit Unions & BankingView details →Mt Zion Indianapolis
Indianapolis, IN🇺🇸
146 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Indianapolis: they are based in or near Indianapolis. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Indianapolis
6 more credit unions headquartered elsewhere have a branch in Indianapolis, IN. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Everwise
South Bend, IN🇺🇸
300,386 members
Credit Unions & BankingView details →Centra
COLUMBUS, IN🇺🇸
138,394 members
Credit Unions & BankingView details →Fedex Employees Credit Association
Memphis, TN🇺🇸
97,220 members
Credit Unions & BankingView details →Indiana University
BLOOMINGTON, IN🇺🇸
72,046 members
Credit Unions & BankingView details →Bar-Cons
Columbus, IN🇺🇸
4,885 members
Credit Unions & BankingView details →Finans
Hammond, IN🇺🇸
1,238 members
Credit Unions & BankingView details →- Everwise — branches: 4705 S Emerson Ave Indianapolis, IN 46203; 8375 E 96th St Indianapolis, IN 46256; 5349 W Pike Plaza Rd Indianapolis, IN 46254-3011; 2331 N Meridian St Indianapolis, IN 46208; 1 N Capitol Ave Ste 101 Indianapolis, IN 46204; 5130 W 71st St Indianapolis, IN 46268; 6710 N Shadeland Ave Indianapolis, IN 46220-4373; 445 S Post Rd Indianapolis, IN 46219
- Centra — branches: 4562 N Shadeland Ave Indianapolis, IN 46226-3835; 5965 Technology Center Dr Indianapolis, IN 46278
- Fedex Employees Credit Association — branch: 6311 Airway Dr Ste 100 Indianapolis, IN 46241-6400
- Indiana University — branch: 8936 Southpointe Dr Suite C-6 Indianapolis, IN 46227
- Bar-Cons — branch: CU Centers 8440 Allison Pointe Blvd Ste 400 Indianapolis, IN 46250
- Finans — branch: 8415 Allison Pointe Blvd Indianapolis, IN 46250-4204
How to join a credit union in Indiana
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Indianapolis or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Indianapolis — common questions
How many credit unions are in Indianapolis?
11 member-owned, NCUA-insured credit unions are headquartered in or near Indianapolis, Indiana, with a combined 520,433 members. The largest is Indiana Members.
Are these the closest credit unions to me in Indianapolis?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Indianapolis, geocoded to the city. The second list adds 6 more credit unions headquartered elsewhere that NCUA shows with a branch in Indianapolis, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Indianapolis?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Indiana accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Indianapolis?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.