Credit Unions in Merrillville, IN
5 member-owned, NCUA-insured credit unions headquartered in or near Merrillville, serving a combined 29,598 members. The largest is U S #1364. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
U S #1364
MERRILLVILLE, IN🇺🇸
13,057 members
Credit Unions & BankingView details →Members Source
Merrillville, IN🇺🇸
6,001 members
Credit Unions & BankingView details →Northern Indiana
Merrillville, IN🇺🇸
5,699 members
Credit Unions & BankingView details →Local 697
MERRILLVILLE, IN🇺🇸
3,450 members
Credit Unions & BankingView details →Profinance
Merrillville, IN🇺🇸
1,391 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Merrillville: they are based in or near Merrillville. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Merrillville
3 more credit unions headquartered elsewhere have a branch in Merrillville, IN. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
National Police
CHICAGO, IL🇺🇸
42,634 members
Credit Unions & BankingView details →Tech
Crown Point, IN🇺🇸
39,002 members
Credit Unions & BankingView details →Chiphone
ELKHART, IN🇺🇸
8,873 members
Credit Unions & BankingView details →- National Police — branch: 8585 Broadway # 742 Merrillville, IN 46410
- Tech — branch: 7901 Grant St Merrillville, IN 46410-8529
- Chiphone — branch: 17 W 73RD AVE MERRILLVILLE, IN 46410
How to join a credit union in Indiana
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Merrillville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Merrillville — common questions
How many credit unions are in Merrillville?
5 member-owned, NCUA-insured credit unions are headquartered in or near Merrillville, Indiana, with a combined 29,598 members. The largest is U S #1364.
Are these the closest credit unions to me in Merrillville?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Merrillville, geocoded to the city. The second list adds 3 more credit unions headquartered elsewhere that NCUA shows with a branch in Merrillville, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Merrillville?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Indiana accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Merrillville?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.