Credit Unions in Cedar Rapids, IA
6 member-owned, NCUA-insured credit unions headquartered in or near Cedar Rapids, serving a combined 114,904 members. The largest is Collins Community. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Collins Community
Cedar Rapids, IA🇺🇸
81,267 members
Credit Unions & BankingView details →Corda
Cedar Rapids, IA🇺🇸
27,247 members
Credit Unions & BankingView details →Metco
Cedar Rapids, IA🇺🇸
3,291 members
Credit Unions & BankingView details →Teamsters Local #238
Cedar Rapids, IA🇺🇸
1,720 members
Credit Unions & BankingView details →Quaker Oats
CEDAR RAPIDS, IA🇺🇸
1,280 members
Credit Unions & BankingView details →St. Ludmila S
Cedar Rapids, IA🇺🇸
99 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Cedar Rapids: they are based in or near Cedar Rapids. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Cedar Rapids
7 more credit unions headquartered elsewhere have a branch in Cedar Rapids, IA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Veridian
Waterloo, IA🇺🇸
379,914 members
Credit Unions & BankingView details →Greenstate
North Liberty, IA🇺🇸
359,136 members
Credit Unions & BankingView details →Dupaco Community
Dubuque, IA🇺🇸
182,155 members
Credit Unions & BankingView details →Community 1st
Ottumwa, IA🇺🇸
72,622 members
Credit Unions & BankingView details →City & County
SAINT PAUL, MN🇺🇸
62,004 members
Credit Unions & BankingView details →Aim
Dubuque, IA🇺🇸
14,237 members
Credit Unions & BankingView details →First
Hiawatha, IA🇺🇸
9,947 members
Credit Unions & BankingView details →- Veridian — branches: 2810 Edgewood Rd SW Cedar Rapids, IA 52404; 5805 Rockwell Dr NE Cedar Rapids, IA 52402
- Greenstate — branches: 2340 Edgewood Rd SW Cedar Rapids, IA 52404; 716 A Ave NE Cedar Rapids, IA 52401-1018; 1400 Blairs Ferry rd NE Cedar Rapids, IA 52402
- Dupaco Community — branches: 3131 Williams Blvd SW Cedar Rapids, IA 52404; 110 35th Street Dr SE Cedar Rapids, IA 52403-1321; 4615 Cross Pointe Blvd, NE Cedar Rapids, IA 52404
- Community 1st — branch: 1030 Sierra Dr NE Cedar Rapids, IA 52402-6578
- City & County — branch: 4800 Edgewood Rd SW Cedar Rapids, IA 52404-7220
- Aim — branch: 1305 1st Ave SE Cedar Rapids, IA 52402-5009
- First — branches: 425 1st Ave SW Cedar Rapids, IA 52405; 3810 Westdale Pkwy SW Cedar Rapids, IA 52404
How to join a credit union in Iowa
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Cedar Rapids or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Cedar Rapids — common questions
How many credit unions are in Cedar Rapids?
6 member-owned, NCUA-insured credit unions are headquartered in or near Cedar Rapids, Iowa, with a combined 114,904 members. The largest is Collins Community.
Are these the closest credit unions to me in Cedar Rapids?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Cedar Rapids, geocoded to the city. The second list adds 7 more credit unions headquartered elsewhere that NCUA shows with a branch in Cedar Rapids, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Cedar Rapids?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Iowa accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Cedar Rapids?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.