Credit Unions in Springfield, MA
4 member-owned, NCUA-insured credit unions headquartered in or near Springfield, serving a combined 67,701 members. The largest is Freedom. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Freedom
SPRINGFIELD, MA🇺🇸
31,456 members
Credit Unions & BankingView details →Massmutual
SPRINGFIELD, MA🇺🇸
13,633 members
Credit Unions & BankingView details →Pioneer Valley
Springfield, MA🇺🇸
11,651 members
Credit Unions & BankingView details →Greater Springfield
SPRINGFIELD, MA🇺🇸
10,961 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Springfield: they are based in or near Springfield. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Springfield
2 more credit unions headquartered elsewhere have a branch in Springfield, MA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Brightbridge
LAWRENCE, MA🇺🇸
117,912 members
Credit Unions & BankingView details →Umassfive College
Hadley, MA🇺🇸
51,576 members
Credit Unions & BankingView details →- Brightbridge — branches: 145 Industry Ave Springfield, MA 01104-3222; 1240 Sumner Ave Springfield, MA 01118-1721
- Umassfive College — branch: 233 Carew St Rm 110 Weldon Rehabilitation Hospital Springfield, MA 01104-2377
How to join a credit union in Massachusetts
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Springfield or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Springfield — common questions
How many credit unions are in Springfield?
4 member-owned, NCUA-insured credit unions are headquartered in or near Springfield, Massachusetts, with a combined 67,701 members. The largest is Freedom.
Are these the closest credit unions to me in Springfield?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Springfield, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Springfield, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Springfield?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Massachusetts accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Springfield?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.