Credit Unions in Grand Rapids, MI
7 member-owned, NCUA-insured credit unions headquartered in or near Grand Rapids, serving a combined 667,310 members. The largest is Lake Michigan. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Lake Michigan
Grand Rapids, MI🇺🇸
536,976 members
Credit Unions & BankingView details →Adventure
Grand Rapids, MI🇺🇸
42,876 members
Credit Unions & BankingView details →Wmcu
Grand Rapids, MI🇺🇸
29,047 members
Credit Unions & BankingView details →Preferred
Grand Rapids, MI🇺🇸
23,275 members
Credit Unions & BankingView details →Meijer
GRAND RAPIDS, MI🇺🇸
15,402 members
Credit Unions & BankingView details →Aac
Grand Rapids, MI🇺🇸
14,758 members
Credit Unions & BankingView details →Intandem
Grand Rapids, MI🇺🇸
4,976 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Grand Rapids: they are based in or near Grand Rapids. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Grand Rapids
11 more credit unions headquartered elsewhere have a branch in Grand Rapids, MI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Dfcu Financial
Dearborn, MI🇺🇸
242,800 members
Credit Unions & BankingView details →United
St Joseph, MI🇺🇸
191,845 members
Credit Unions & BankingView details →Michigan First
Lathrup Village, MI🇺🇸
160,186 members
Credit Unions & BankingView details →Consumers
Oshtemo, MI🇺🇸
155,558 members
Credit Unions & BankingView details →Credit Union One
Ferndale, MI🇺🇸
107,597 members
Credit Unions & BankingView details →Members First
Midland, MI🇺🇸
67,906 members
Credit Unions & BankingView details →Kellogg Community
BATTLE CREEK, MI🇺🇸
50,577 members
Credit Unions & BankingView details →Muskegon
MUSKEGON, MI🇺🇸
5,054 members
Credit Unions & BankingView details →Northwest Consumers
TRAVERSE CITY, MI🇺🇸
2,273 members
Credit Unions & BankingView details →Pittsburgh
Pittsburgh, PA🇺🇸
1,286 members
Credit Unions & BankingView details →Maui Teachers
Wailuku, HI🇺🇸
1,264 members
Credit Unions & BankingView details →- Dfcu Financial — branches: 641 44th St SE Grand Rapids, MI 49548-7525; 1030 4 Mile Rd NW Grand Rapids, MI 49544-1505; 2058 Celebration Dr NE Grand Rapids, MI 49525
- United — branch: 1600 E Beltline Ave NE Ste 111 Grand Rapids, MI 49525-7024
- Michigan First — branches: 50 Louis St NW Grand Rapids, MI 49503; 5859 28th St SE Grand Rapids, MI 49546; 1815 Breton Rd SE Grand Rapids, MI 49506-4801; 5020 E Beltline Ave NE Ste 101a Grand Rapids, MI 49525-6869
- Consumers — branches: 6770 Kalamazoo Ave SE Grand Rapids, MI 49508-7032; 5575 28th St SE Grand Rapids, MI 49512-2053; 3869 Plainfield Ave NE Grand Rapids, MI 49525; 1835 Breton Rd SE Grand Rapids, MI 49506; 220 54th St SW Grand Rapids, MI 49548
- Credit Union One — branch: 1609 Walker Ave NW Grand Rapids, MI 49504-2640
- Members First — branch: 4429 Breton RD SE Grand Rapids, MI 49508
- Kellogg Community — branch: 2270 Gezon Pkwy SW Grand Rapids, MI 49519-9570
- Muskegon — branch: 6000 28TH ST SE STE 100 GRAND RAPIDS, MI 49546-6927
- Northwest Consumers — branch: 6000 28th St SE Ste 100 Grand Rapids, MI 49546-6927
- Pittsburgh — branch: 6000 28th St SE GRAND RAPIDS, MI 49546
- Maui Teachers — branch: 6000 28th St SE Grand Rapids, MI 49546-6927
How to join a credit union in Michigan
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Grand Rapids or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Grand Rapids — common questions
How many credit unions are in Grand Rapids?
7 member-owned, NCUA-insured credit unions are headquartered in or near Grand Rapids, Michigan, with a combined 667,310 members. The largest is Lake Michigan.
Are these the closest credit unions to me in Grand Rapids?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Grand Rapids, geocoded to the city. The second list adds 11 more credit unions headquartered elsewhere that NCUA shows with a branch in Grand Rapids, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Grand Rapids?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Michigan accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Grand Rapids?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.