Credit Unions in Albany, NY
6 member-owned, NCUA-insured credit unions headquartered in or near Albany, serving a combined 652,003 members. The largest is Broadview. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Broadview
Albany, NY🇺🇸
516,899 members
Credit Unions & BankingView details →Sunmark
Albany, NY🇺🇸
89,171 members
Credit Unions & BankingView details →First New York
Albany, NY🇺🇸
39,264 members
Credit Unions & BankingView details →Ny Firefighters Bravest
albany, NY🇺🇸
4,799 members
Credit Unions & BankingView details →Fasny
ALBANY, NY🇺🇸
1,139 members
Credit Unions & BankingView details →Directors Choice
ALBANY, NY🇺🇸
731 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Albany: they are based in or near Albany. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Albany
3 more credit unions headquartered elsewhere have a branch in Albany, NY. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Hudson Valley
Poughkeepsie, NY🇺🇸
391,041 members
Credit Unions & BankingView details →Advantage Financial
WASHINGTON, DC🇺🇸
8,962 members
Credit Unions & BankingView details →Next Step
Troy, NY🇺🇸
4,050 members
Credit Unions & BankingView details →- Hudson Valley — branches: 1704 Western Ave Ste 7 Albany, NY 12203; 98 Wolf Rd Albany, NY 12205
- Advantage Financial — branch: 113 HOLLAND AVE ALBANY, NY 12208
- Next Step — branch: 325 Washington Avenue Ext Albany, NY 12205-5581
How to join a credit union in New York
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Albany or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Albany — common questions
How many credit unions are in Albany?
6 member-owned, NCUA-insured credit unions are headquartered in or near Albany, New York, with a combined 652,003 members. The largest is Broadview.
Are these the closest credit unions to me in Albany?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Albany, geocoded to the city. The second list adds 3 more credit unions headquartered elsewhere that NCUA shows with a branch in Albany, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Albany?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in New York accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Albany?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.