Credit Unions in Syracuse, NY
8 member-owned, NCUA-insured credit unions headquartered in or near Syracuse, serving a combined 344,249 members. The largest is Empower. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Empower
Syracuse, NY🇺🇸
310,884 members
Credit Unions & BankingView details →Secny
SYRACUSE, NY🇺🇸
15,980 members
Credit Unions & BankingView details →Syracuse Fire Department Employees
SYRACUSE, NY🇺🇸
6,817 members
Credit Unions & BankingView details →Syracuse Cooperative
Syracuse, NY🇺🇸
3,778 members
Credit Unions & BankingView details →Money
Syracuse, NY🇺🇸
3,174 members
Credit Unions & BankingView details →Crouse
SYRACUSE, NY🇺🇸
2,034 members
Credit Unions & BankingView details →Syracuse Postal
SYRACUSE, NY🇺🇸
1,002 members
Credit Unions & BankingView details →Crouse Hinds Employees
syracuse, NY🇺🇸
580 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Syracuse: they are based in or near Syracuse. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Syracuse
6 more credit unions headquartered elsewhere have a branch in Syracuse, NY. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Broadview
Albany, NY🇺🇸
516,899 members
Credit Unions & BankingView details →Visions
ENDICOTT, NY🇺🇸
253,264 members
Credit Unions & BankingView details →Americu
Rome, NY🇺🇸
210,014 members
Credit Unions & BankingView details →The Summit
ROCHESTER, NY🇺🇸
98,362 members
Credit Unions & BankingView details →Ukrainian
ROCHESTER, NY🇺🇸
28,310 members
Credit Unions & BankingView details →Salt City
Solvay, NY🇺🇸
7,156 members
Credit Unions & BankingView details →- Broadview — branches: 401 S Salina St Syracuse, NY 13202-2584; 107 Simon Dr Syracuse, NY 13224; 704 S Crouse Ave Syracuse, NY 13210
- Visions — branch: 500 Erie Blvd E Syracuse, NY 13202-1903
- Americu — branches: 200 Walton St Syracuse, NY 13202-1227; 6303 Thompson Rd Syracuse, NY 13206; 4865 W Seneca Tpke Syracuse, NY 13215-2288
- The Summit — branch: 1400 ERIE BLVD E SYRACUSE, NY 13210
- Ukrainian — branch: 211 Tompkins St Syracuse, NY 13204
- Salt City — branch: 4800 S Salina St Syracuse, NY 13205
How to join a credit union in New York
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Syracuse or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Syracuse — common questions
How many credit unions are in Syracuse?
8 member-owned, NCUA-insured credit unions are headquartered in or near Syracuse, New York, with a combined 344,249 members. The largest is Empower.
Are these the closest credit unions to me in Syracuse?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Syracuse, geocoded to the city. The second list adds 6 more credit unions headquartered elsewhere that NCUA shows with a branch in Syracuse, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Syracuse?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in New York accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Syracuse?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.