Credit Unions in Raleigh, NC
5 member-owned, NCUA-insured credit unions headquartered in or near Raleigh, serving a combined 3,691,142 members. The largest is State Employees'. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
State Employees'
RALEIGH, NC🇺🇸
2,998,339 members
Credit Unions & BankingView details →Coastal
Raleigh, NC🇺🇸
347,915 members
Credit Unions & BankingView details →Civic
RALEIGH, NC🇺🇸
336,107 members
Credit Unions & BankingView details →Electel Cooperative
Raleigh, NC🇺🇸
7,480 members
Credit Unions & BankingView details →North Carolina Press Association
RALEIGH, NC🇺🇸
1,301 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Raleigh: they are based in or near Raleigh. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Raleigh
8 more credit unions headquartered elsewhere have a branch in Raleigh, NC. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Langley
Newport News, VA🇺🇸
408,716 members
Credit Unions & BankingView details →Latino Community
Durham, NC🇺🇸
124,269 members
Credit Unions & BankingView details →Self-Help
DURHAM, NC🇺🇸
101,911 members
Credit Unions & BankingView details →Carolinas Telco
Charlotte, NC🇺🇸
31,584 members
Credit Unions & BankingView details →Summit
Greensboro, NC🇺🇸
30,745 members
Credit Unions & BankingView details →U S Postal Service
CLINTON, MD🇺🇸
25,227 members
Credit Unions & BankingView details →R T P
RTP, NC🇺🇸
9,216 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 7870 Alexander Promenade Pl Ste 125 Raleigh, NC 27617; 6011 Poyner Village Pkwy Ste 101 Raleigh, NC 27616
- Langley — branch: 6308 Falls of Neuse Rd Raleigh, NC 27615
- Latino Community — branches: 4418 Fayetteville Rd Raleigh, NC 27603; 4730 Capital Blvd Raleigh, NC 27604
- Self-Help — branches: 7029 Harps Mill Rd Raleigh, NC 27615; 1405 Promise Beacon Cir Raleigh, NC 27610
- Carolinas Telco — branch: 5712 Creedmoor Rd Raleigh, NC 27612
- Summit — branch: 3840 Ed Dr Ste 100 Raleigh, NC 27612-8097
- U S Postal Service — branch: 1 Floretta Pl Raleigh, NC 27676-9803
- R T P — branch: 7560 Creedmoor Rd Raleigh, NC 27613-1641
How to join a credit union in North Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Raleigh or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Raleigh — common questions
How many credit unions are in Raleigh?
5 member-owned, NCUA-insured credit unions are headquartered in or near Raleigh, North Carolina, with a combined 3,691,142 members. The largest is State Employees'.
Are these the closest credit unions to me in Raleigh?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Raleigh, geocoded to the city. The second list adds 8 more credit unions headquartered elsewhere that NCUA shows with a branch in Raleigh, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Raleigh?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in North Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Raleigh?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.