Credit Unions in Winston Salem, NC
5 member-owned, NCUA-insured credit unions headquartered in or near Winston Salem, serving a combined 593,728 members. The largest is Truliant. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Truliant
Winston Salem, NC🇺🇸
328,760 members
Credit Unions & BankingView details →Allegacy
Winston Salem, NC🇺🇸
187,784 members
Credit Unions & BankingView details →Members
WINSTON SALEM, NC🇺🇸
46,799 members
Credit Unions & BankingView details →Piedmont Advantage Credit Union
Winston Salem, NC🇺🇸
27,002 members
Credit Unions & BankingView details →Emergency Responders
Winston Salem, NC🇺🇸
3,383 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Winston Salem: they are based in or near Winston Salem. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Winston Salem
4 more credit unions headquartered elsewhere have a branch in Winston Salem, NC. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
State Employees'
RALEIGH, NC🇺🇸
2,998,339 members
Credit Unions & BankingView details →Latino Community
Durham, NC🇺🇸
124,269 members
Credit Unions & BankingView details →Self-Help
DURHAM, NC🇺🇸
101,911 members
Credit Unions & BankingView details →Summit
Greensboro, NC🇺🇸
30,745 members
Credit Unions & BankingView details →- State Employees' — branches: 1025 S PEACE HAVEN RD WINSTON SALEM, NC 27103; 2250 SILAS CREEK PKWY WINSTON SALEM, NC 27103; 134 S STRATFORD RD WINSTON SALEM, NC 27104; 4985 UNIVERSITY PKWY WINSTON SALEM, NC 27106; 2924 WAUGHTOWN ST WINSTON SALEM, NC 27107; 3389 SIDES BRANCH RD WINSTON SALEM, NC 27127
- Latino Community — branch: 1608 S Stratford Rd Winston Salem, NC 27103-3037
- Self-Help — branch: 711 E Salem Ave Winston salem, NC 27101-5365
- Summit — branch: 1100 S Stratford Rd Ste 400B Winston Salem, NC 27103-3217
How to join a credit union in North Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Winston Salem or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Winston Salem — common questions
How many credit unions are in Winston Salem?
5 member-owned, NCUA-insured credit unions are headquartered in or near Winston Salem, North Carolina, with a combined 593,728 members. The largest is Truliant.
Are these the closest credit unions to me in Winston Salem?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Winston Salem, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Winston Salem, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Winston Salem?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in North Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Winston Salem?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.