Credit Unions in Grand Forks, ND
6 member-owned, NCUA-insured credit unions headquartered in or near Grand Forks, serving a combined 11,119 members. The largest is University. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
University
Grand Forks, ND🇺🇸
3,628 members
Credit Unions & BankingView details →Riverfork
GRAND FORKS, ND🇺🇸
2,127 members
Credit Unions & BankingView details →Northern Valley
Grand Forks, ND🇺🇸
1,902 members
Credit Unions & BankingView details →Area Community
GRAND FORKS, ND🇺🇸
1,869 members
Credit Unions & BankingView details →Med Park
Grand Forks, ND🇺🇸
1,483 members
Credit Unions & BankingView details →Northern Sts Pwr Company Emp
Grand Forks, ND🇺🇸
110 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Grand Forks: they are based in or near Grand Forks. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Grand Forks
2 more credit unions headquartered elsewhere have a branch in Grand Forks, ND. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
First Community
Jamestown, ND🇺🇸
46,875 members
Credit Unions & BankingView details →Postal Family
FARGO, ND🇺🇸
2,229 members
Credit Unions & BankingView details →- First Community — branch: 3351 32nd Ave S Grand Forks, ND 58201
- Postal Family — branch: 2501 28TH AVE S GRAND FORKS, ND 58208-6321
How to join a credit union in North Dakota
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Grand Forks or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Grand Forks — common questions
How many credit unions are in Grand Forks?
6 member-owned, NCUA-insured credit unions are headquartered in or near Grand Forks, North Dakota, with a combined 11,119 members. The largest is University.
Are these the closest credit unions to me in Grand Forks?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Grand Forks, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Grand Forks, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Grand Forks?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in North Dakota accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Grand Forks?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.