Credit Unions in Minot, ND
5 member-owned, NCUA-insured credit unions headquartered in or near Minot, serving a combined 36,957 members. The largest is Town And Country. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Town And Country
MINOT, ND🇺🇸
26,599 members
Credit Unions & BankingView details →Aspire Community
MINOT, ND🇺🇸
6,298 members
Credit Unions & BankingView details →Affinity First
Minot, ND🇺🇸
2,543 members
Credit Unions & BankingView details →Minot Area Schools
MINOT, ND🇺🇸
1,177 members
Credit Unions & BankingView details →Tel-U-Watt
MINOT, ND🇺🇸
340 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Minot: they are based in or near Minot. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Minot
2 more credit unions headquartered elsewhere have a branch in Minot, ND. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Credit Union 1
Lombard, IL🇺🇸
172,066 members
Credit Unions & BankingView details →North Star Community
Maddock, ND🇺🇸
22,521 members
Credit Unions & BankingView details →- Credit Union 1 — branch: 2401 N Broadway Minot, ND 58703
- North Star Community — branches: 1819 S Broadway Minot, ND 58701-6505; 210 Summit Dr Minot, ND 58705-5006; 2150 15th St NW Minot, ND 58703
How to join a credit union in North Dakota
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Minot or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Minot — common questions
How many credit unions are in Minot?
5 member-owned, NCUA-insured credit unions are headquartered in or near Minot, North Dakota, with a combined 36,957 members. The largest is Town And Country.
Are these the closest credit unions to me in Minot?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Minot, geocoded to the city. The second list adds 2 more credit unions headquartered elsewhere that NCUA shows with a branch in Minot, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Minot?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in North Dakota accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Minot?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.