Credit Unions in Oklahoma City, OK

16 member-owned, NCUA-insured credit unions headquartered in or near Oklahoma City, serving a combined 909,787 members. The largest is Tinker. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Oklahoma City: they are based in or near Oklahoma City. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Oklahoma City

4 more credit unions headquartered elsewhere have a branch in Oklahoma City, OK. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Navy Federal Credit Union — branch: 13100 N Pennsylvania Ave Ste B Oklahoma City, OK 73120
  • Ttcu — branch: 1045 NW 49th St Oklahoma City, OK 73118
  • Farmers Insurance — branch: 7340 W Memorial Rd Oklahoma City, OK 73142
  • Fire Fighters — branch: 13801 N Pennsylvania Ave Ste G Oklahoma City, OK 73134-6053

How to join a credit union in Oklahoma

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Oklahoma City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in Oklahoma City — common questions

How many credit unions are in Oklahoma City?

16 member-owned, NCUA-insured credit unions are headquartered in or near Oklahoma City, Oklahoma, with a combined 909,787 members. The largest is Tinker.

Are these the closest credit unions to me in Oklahoma City?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Oklahoma City, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Oklahoma City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Oklahoma City?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Oklahoma accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Oklahoma City?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.