Credit Unions in Florence, SC
5 member-owned, NCUA-insured credit unions headquartered in or near Florence, serving a combined 21,581 members. The largest is Nucor Employee'S. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Nucor Employee'S
Florence, SC🇺🇸
8,632 members
Credit Unions & BankingView details →Palmetto First
Florence, SC🇺🇸
6,576 members
Credit Unions & BankingView details →Pee Dee
FLORENCE, SC🇺🇸
4,633 members
Credit Unions & BankingView details →S C I
Florence, SC🇺🇸
1,544 members
Credit Unions & BankingView details →Trinity Baptist Church
Florence, SC🇺🇸
196 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Florence: they are based in or near Florence. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Florence
6 more credit unions headquartered elsewhere have a branch in Florence, SC. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
South Carolina
NORTH CHARLESTO, SC🇺🇸
157,780 members
Credit Unions & BankingView details →Safe
Sumter, SC🇺🇸
140,414 members
Credit Unions & BankingView details →S. C. State
Columbia, SC🇺🇸
94,160 members
Credit Unions & BankingView details →Sharonview
Fort Mill, SC🇺🇸
81,582 members
Credit Unions & BankingView details →Spc
HARTSVILLE, SC🇺🇸
25,511 members
Credit Unions & BankingView details →Dixies
DARLINGTON, SC🇺🇸
5,038 members
Credit Unions & BankingView details →- South Carolina — branches: 2321 Trade Ct Florence, SC 29501-4076; 501 S Irby St Florence, SC 29501; 555 E Cheves St Florence, SC 29506-2617
- Safe — branch: 1319 2nd Loop Rd Florence, SC 29505
- S. C. State — branch: 1504 N Cashua Dr Florence, SC 29501
- Sharonview — branch: 1921 W Palmetto St Florence, SC 29501-3916
- Spc — branch: 1312 Celebration Blvd Florence, SC 29501
- Dixies — branch: 2257 S Irby St Florence, SC 29505-3424
How to join a credit union in South Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Florence or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Florence — common questions
How many credit unions are in Florence?
5 member-owned, NCUA-insured credit unions are headquartered in or near Florence, South Carolina, with a combined 21,581 members. The largest is Nucor Employee'S.
Are these the closest credit unions to me in Florence?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Florence, geocoded to the city. The second list adds 6 more credit unions headquartered elsewhere that NCUA shows with a branch in Florence, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Florence?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in South Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Florence?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.