Credit Unions in Knoxville, TN
11 member-owned, NCUA-insured credit unions headquartered in or near Knoxville, serving a combined 371,457 members. The largest is Knoxville Tva Employees. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Knoxville Tva Employees
Knoxville, TN🇺🇸
308,932 members
Credit Unions & BankingView details →U. T.
Knoxville, TN🇺🇸
25,540 members
Credit Unions & BankingView details →City Employees
KNOXVILLE, TN🇺🇸
7,075 members
Credit Unions & BankingView details →New South Credit Union
Knoxville, TN🇺🇸
6,739 members
Credit Unions & BankingView details →Knoxville Teachers
KNOXVILLE, TN🇺🇸
6,573 members
Credit Unions & BankingView details →Tnconnect
KNOXVILLE, TN🇺🇸
6,164 members
Credit Unions & BankingView details →First Choice Community
Knoxville, TN🇺🇸
3,515 members
Credit Unions & BankingView details →Knox County Teachers
Knoxville, TN🇺🇸
2,076 members
Credit Unions & BankingView details →Knoxville Firefighters
Knoxville, TN🇺🇸
1,859 members
Credit Unions & BankingView details →Knoxville Law Enforcement
Knoxville, TN🇺🇸
1,648 members
Credit Unions & BankingView details →Knox Co. Employees
KNOXVILLE, TN🇺🇸
1,336 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Knoxville: they are based in or near Knoxville. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Knoxville
7 more credit unions headquartered elsewhere have a branch in Knoxville, TN. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Ornl
Oak Ridge, TN🇺🇸
234,790 members
Credit Unions & BankingView details →Y-12
Oak Ridge, TN🇺🇸
137,984 members
Credit Unions & BankingView details →Southeast Financial
FRANKLIN, TN🇺🇸
52,635 members
Credit Unions & BankingView details →Enrichment
OAK RIDGE, TN🇺🇸
48,671 members
Credit Unions & BankingView details →Consumer
Greeneville, TN🇺🇸
29,911 members
Credit Unions & BankingView details →Interfaith
MONTCLAIR, CA🇺🇸
4,774 members
Credit Unions & BankingView details →Tennessee Members 1st
Oak Ridge, TN🇺🇸
4,468 members
Credit Unions & BankingView details →- Ornl — branches: 808 Victor Dr Knoxville, TN 37912; 7228 Oak Ridge Hwy Knoxville, TN 37931; 4510 E Emory Rd Knoxville, TN 37938; 5208 N Broadway St Fountain View Plaza Knoxville, TN 37918-2344; 8721 Kingston Pike Knoxville, TN 37923; 3634 E Magnolia Ave Knoxville, TN 37914-3907; 5409 Millertown Pike Knoxville, TN 37924; 7325 Chapman Hwy Knoxville, TN 37920; 9570 Middlebrook Pike Knoxville, TN 37931; 2077 Town Center Blvd Knoxville, TN 37922; 5505 Kingston Pike Knoxville, TN 37919
- Y-12 — branches: 6640 Clinton Hwy Knoxville, TN 37912-1016; 2377 Cherahala Blvd Knoxville, TN 37932; 9245 Kingston Pike Knoxville, TN 37922; 9133 Middlebrook Pike Knoxville, TN 37923
- Southeast Financial — branch: 7216 Wellington Dr Ste 4 Knoxville, TN 37919-5931
- Enrichment — branches: 5201 SCHUBERT RD KNOXVILLE, TN 37912; 9210 KINGSTON PIKE KNOXVILLE, TN 37922-2317; 9419 S NORTHSHORE DR KNOXVILLE, TN 37922; 7005 Maynardville Pike KNOXVILLE, TN 37918-5737
- Consumer — branch: 307 Lovell Rd Knoxville, TN 37934
- Interfaith — branch: 1235 E Weisgarber Rd Knoxville, TN 37909-2646
- Tennessee Members 1st — branch: 112 Market Place Blvd Knoxville, TN 37922
How to join a credit union in Tennessee
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Knoxville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Knoxville — common questions
How many credit unions are in Knoxville?
11 member-owned, NCUA-insured credit unions are headquartered in or near Knoxville, Tennessee, with a combined 371,457 members. The largest is Knoxville Tva Employees.
Are these the closest credit unions to me in Knoxville?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Knoxville, geocoded to the city. The second list adds 7 more credit unions headquartered elsewhere that NCUA shows with a branch in Knoxville, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Knoxville?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Tennessee accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Knoxville?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.