Credit Unions in Nashville, TN

17 member-owned, NCUA-insured credit unions headquartered in or near Nashville, serving a combined 151,271 members. The largest is Cornerstone Financial. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Nashville: they are based in or near Nashville. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Nashville

4 more credit unions headquartered elsewhere have a branch in Nashville, TN. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Ascend — branches: 2600 Elm Hill Pike Nashville, TN 37214; 1901 Charlotte Ave Nashville, TN 37203; 7033 Highway 70 S Nashville, TN 37221
  • Fortera — branch: 2004 Hayes St Ste 120 Nashville, TN 37203-2648
  • First South Financial — branch: 1211 51st Ave N Nashville, TN 37209-2120
  • Southeast Financial — branches: 1314 Vultee Blvd Nashville, TN 37217; 444 James Robertson Pkwy Nashville, TN 37219

How to join a credit union in Tennessee

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Nashville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in Nashville — common questions

How many credit unions are in Nashville?

17 member-owned, NCUA-insured credit unions are headquartered in or near Nashville, Tennessee, with a combined 151,271 members. The largest is Cornerstone Financial.

Are these the closest credit unions to me in Nashville?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Nashville, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Nashville, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Nashville?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Tennessee accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Nashville?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.