Credit Unions in Austin, TX
17 member-owned, NCUA-insured credit unions headquartered in or near Austin, serving a combined 1,054,782 members. The largest is University. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
University
AUSTIN, TX🇺🇸
429,865 members
Credit Unions & BankingView details →A+
Austin, TX🇺🇸
191,614 members
Credit Unions & BankingView details →Austin Telco
Austin, TX🇺🇸
94,219 members
Credit Unions & BankingView details →United Heritage
Austin, TX🇺🇸
84,014 members
Credit Unions & BankingView details →Greater Texas
AUSTIN, TX🇺🇸
73,634 members
Credit Unions & BankingView details →Velocity
Austin, TX🇺🇸
69,112 members
Credit Unions & BankingView details →Amplify
Austin, TX🇺🇸
45,844 members
Credit Unions & BankingView details →Pecu
Austin, TX🇺🇸
20,783 members
Credit Unions & BankingView details →Capitol
Austin, TX🇺🇸
13,690 members
Credit Unions & BankingView details →Government Employees
Austin, TX🇺🇸
9,382 members
Credit Unions & BankingView details →Texas Dps
Austin, TX🇺🇸
5,658 members
Credit Unions & BankingView details →Texas Health
AUSTIN, TX🇺🇸
4,784 members
Credit Unions & BankingView details →Travis County
Austin, TX🇺🇸
3,419 members
Credit Unions & BankingView details →Star Of Texas
austin, TX🇺🇸
2,938 members
Credit Unions & BankingView details →Austin
AUSTIN, TX🇺🇸
2,667 members
Credit Unions & BankingView details →Lcra
Austin, TX🇺🇸
2,051 members
Credit Unions & BankingView details →Vatat
Austin, TX🇺🇸
1,108 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Austin: they are based in or near Austin. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Austin
6 more credit unions headquartered elsewhere have a branch in Austin, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Randolph-Brooks
UNIVERSAL CITY, TX🇺🇸
1,152,532 members
Credit Unions & BankingView details →Technology
SAN JOSE, CA🇺🇸
172,314 members
Credit Unions & BankingView details →Truwest
Scottsdale, AZ🇺🇸
91,483 members
Credit Unions & BankingView details →Nizari Progressive
Sugar Land, TX🇺🇸
19,403 members
Credit Unions & BankingView details →Pioneer Mutual
SUGAR LAND, TX🇺🇸
12,027 members
Credit Unions & BankingView details →Jafari No-Interest
Houston, TX🇺🇸
489 members
Credit Unions & BankingView details →- Randolph-Brooks — branches: 205 W Ben White Blvd Austin, TX 78704-7154; 3110 N Lamar Blvd Austin, TX 78705-2013; 10712 Burnet Road Austin, TX 78758; 14100 N Interstate 35 Austin, TX 78728-7403; 10135 Lake Creek Pkwy Austin, TX 78729-1711; 315 W Slaughter Ln Austin, TX 78748; 5300 S Mopac Expy Austin, TX 78749-1112; 6911 N FM 620 Austin, TX 78730
- Technology — branch: 823 Congress Ave Ste 300 Austin, TX 78701-2448
- Truwest — branches: 13609 N Interstate 35 Bldg 4 Austin, TX 78753-1332; 6001 W William Cannon Dr Ste 100 Austin, TX 78749-1969
- Nizari Progressive — branches: 12730 Research Blvd Austin, TX 78759; 8801 Research Blvd Suite # 105 Austin, TX 78758
- Pioneer Mutual — branch: 11721 Ranch Road 620 N Austin, TX 78750
- Jafari No-Interest — branch: 12460 Los Indios Trl Austin, TX 78729-7919
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Austin or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Austin — common questions
How many credit unions are in Austin?
17 member-owned, NCUA-insured credit unions are headquartered in or near Austin, Texas, with a combined 1,054,782 members. The largest is University.
Are these the closest credit unions to me in Austin?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Austin, geocoded to the city. The second list adds 6 more credit unions headquartered elsewhere that NCUA shows with a branch in Austin, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Austin?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Austin?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.