Credit Unions in Beaumont, TX
8 member-owned, NCUA-insured credit unions headquartered in or near Beaumont, serving a combined 167,155 members. The largest is Rave Financial. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Rave Financial
Beaumont, TX🇺🇸
87,828 members
Credit Unions & BankingView details →Dugood
BEAUMONT, TX🇺🇸
37,923 members
Credit Unions & BankingView details →Education First
Beaumont, TX🇺🇸
32,567 members
Credit Unions & BankingView details →Common Cents
Beaumont, TX🇺🇸
3,666 members
Credit Unions & BankingView details →Beaumont Community
Beaumont, TX🇺🇸
3,300 members
Credit Unions & BankingView details →Coburn
Beaumont, TX🇺🇸
931 members
Credit Unions & BankingView details →Union Pacific Employees
Beaumont, TX🇺🇸
625 members
Credit Unions & BankingView details →Pear Orchard
Beaumont, TX🇺🇸
315 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Beaumont: they are based in or near Beaumont. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Beaumont
5 more credit unions headquartered elsewhere have a branch in Beaumont, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Neches
Port Neches, TX🇺🇸
83,078 members
Credit Unions & BankingView details →Fivepoint
Nederland, TX🇺🇸
58,059 members
Credit Unions & BankingView details →Gulf
Groves, TX🇺🇸
24,563 members
Credit Unions & BankingView details →Sabine
Orange, TX🇺🇸
12,690 members
Credit Unions & BankingView details →Wellspring
Bridge City, TX🇺🇸
8,280 members
Credit Unions & BankingView details →- Neches — branches: 1955 Dowlen Rd Beaumont, TX 77706-3330; 1254 Pearl St Beaumont, TX 77701; 5765 N Major Dr Beaumont, TX 77713
- Fivepoint — branch: 4005 Dowlen Rd Beaumont, TX 77706
- Gulf — branches: 2360 Dowlen Rd Beaumont, TX 77706; 15931 Highway 124 Ste B Beaumont, TX 77705-9650
- Sabine — branch: 8255 Gladys Ave Beaumont, TX 77706-4004
- Wellspring — branch: 3805 W Cardinal Dr Beaumont, TX 77705-4411
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Beaumont or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Beaumont — common questions
How many credit unions are in Beaumont?
8 member-owned, NCUA-insured credit unions are headquartered in or near Beaumont, Texas, with a combined 167,155 members. The largest is Rave Financial.
Are these the closest credit unions to me in Beaumont?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Beaumont, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in Beaumont, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Beaumont?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Beaumont?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.