Credit Unions in El Paso, TX
6 member-owned, NCUA-insured credit unions headquartered in or near El Paso, serving a combined 646,571 members. The largest is Gecu. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Gecu
El Paso, TX🇺🇸
441,043 members
Credit Unions & BankingView details →Firstlight
El Paso, TX🇺🇸
97,419 members
Credit Unions & BankingView details →Raiz
EL PASO, TX🇺🇸
78,753 members
Credit Unions & BankingView details →Evolve
El Paso, TX🇺🇸
13,860 members
Credit Unions & BankingView details →One Source
EL PASO, TX🇺🇸
10,654 members
Credit Unions & BankingView details →Mountain Star
El Paso, TX🇺🇸
4,842 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to El Paso: they are based in or near El Paso. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in El Paso
5 more credit unions headquartered elsewhere have a branch in El Paso, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Security Service
San Antonio, TX🇺🇸
721,020 members
Credit Unions & BankingView details →Nusenda
ALBUQUERQUE, NM🇺🇸
299,021 members
Credit Unions & BankingView details →Chevron
Concord, CA🇺🇸
139,374 members
Credit Unions & BankingView details →White Sands
LAS CRUCES, NM🇺🇸
27,299 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 1355 George Dieter Dr Bldg C, Suite 111 El Paso, TX 79936; 6600 Montana Ave Ste D El Paso, TX 79925; 6450 N Desert Blvd Ste D101 El Paso, TX 79912; 4717 Hondo Pass Dr Ste A Crosspointe Shopping Center, Building 2 El Paso, TX 79904
- Security Service — branches: 2301 E Missouri Ave El Paso, TX 79903; 545 N Americas Ave El Paso, TX 79907-7002; 12370 Montwood Dr El Paso, TX 79928-5653
- Nusenda — branches: 4849 N Mesa St El Paso, TX 79912; 6068 Gateway Blvd E El Paso, TX 79905-2025; 7015 N Mesa St El Paso, TX 79912; 12320 Eastlake Blvd Ste 106 El Paso, TX 79928-5446; 1790 N Lee Trevino Dr Ste 100 El Paso, TX 79936-4525
- Chevron — branches: 1404 N Lee Trevino Dr El Paso, TX 79936-6533; 212 N Clark Dr Bldg 4 El Paso, TX 79905
- White Sands — branch: 4545 Hondo Pass Dr El Paso, TX 79904-1303
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in El Paso or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in El Paso — common questions
How many credit unions are in El Paso?
6 member-owned, NCUA-insured credit unions are headquartered in or near El Paso, Texas, with a combined 646,571 members. The largest is Gecu.
Are these the closest credit unions to me in El Paso?
The first list is credit unions whose NCUA charter (headquarters) is based in or near El Paso, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in El Paso, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in El Paso?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in El Paso?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.