Credit Unions in San Angelo, TX
6 member-owned, NCUA-insured credit unions headquartered in or near San Angelo, serving a combined 38,192 members. The largest is 1st Community. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
1st Community
San Angelo, TX🇺🇸
23,475 members
Credit Unions & BankingView details →Concho Educators
SAN ANGELO, TX🇺🇸
6,662 members
Credit Unions & BankingView details →San Angelo
SAN ANGELO, TX🇺🇸
3,801 members
Credit Unions & BankingView details →Trans Texas Southwest
San Angelo, TX🇺🇸
2,496 members
Credit Unions & BankingView details →Concho Valley
San Angelo, TX🇺🇸
1,430 members
Credit Unions & BankingView details →Goodyear San Angelo
SAN ANGELO, TX🇺🇸
328 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to San Angelo: they are based in or near San Angelo. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in San Angelo
1 more credit union headquartered elsewhere has a branch in San Angelo, TX. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
- Texas Trust — branches: 337 W Twohig Ave San Angelo, TX 76903-6319; 3712 S FM 2288 San Angelo, TX 76901-5244
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in San Angelo or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in San Angelo — common questions
How many credit unions are in San Angelo?
6 member-owned, NCUA-insured credit unions are headquartered in or near San Angelo, Texas, with a combined 38,192 members. The largest is 1st Community.
Are these the closest credit unions to me in San Angelo?
The first list is credit unions whose NCUA charter (headquarters) is based in or near San Angelo, geocoded to the city. The second list adds 1 more credit union headquartered elsewhere that NCUA shows with a branch in San Angelo, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in San Angelo?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in San Angelo?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.