Credit Unions in Madison, WI
6 member-owned, NCUA-insured credit unions headquartered in or near Madison, serving a combined 719,264 members. The largest is University Of Wisconsin. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
University Of Wisconsin
Madison, WI🇺🇸
396,812 members
Credit Unions & BankingView details →Summit
Madison, WI🇺🇸
281,962 members
Credit Unions & BankingView details →Heartland
Madison, WI🇺🇸
33,674 members
Credit Unions & BankingView details →Madison
MADISON, WI🇺🇸
3,117 members
Credit Unions & BankingView details →Wea
Madison, WI🇺🇸
2,858 members
Credit Unions & BankingView details →Madison Fire Department
MADISON, WI🇺🇸
841 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Madison: they are based in or near Madison. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Madison
5 more credit unions headquartered elsewhere have a branch in Madison, WI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Ent
Colorado Spring, CO🇺🇸
958,216 members
Credit Unions & BankingView details →Connexus
Wausau, WI🇺🇸
417,271 members
Credit Unions & BankingView details →Landmark
Brookfield, WI🇺🇸
407,868 members
Credit Unions & BankingView details →Dupaco Community
Dubuque, IA🇺🇸
182,155 members
Credit Unions & BankingView details →Avestar
Waterloo, WI🇺🇸
5,803 members
Credit Unions & BankingView details →- Ent — branch: 8010 Excelsior Dr Madison, WI 53717
- Connexus — branch: 2555 Shopko Dr Madison, WI 53704
- Landmark — branch: 1712 Monroe St Madison, WI 53711
- Dupaco Community — branches: 3762 E Washington Ave Madison, WI 53704-3647; 7701 Mineral Point Rd Madison, WI 53717-2027
- Avestar — branch: 3401 W Beltline Hwy Madison, WI 53713
How to join a credit union in Wisconsin
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Madison or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Madison — common questions
How many credit unions are in Madison?
6 member-owned, NCUA-insured credit unions are headquartered in or near Madison, Wisconsin, with a combined 719,264 members. The largest is University Of Wisconsin.
Are these the closest credit unions to me in Madison?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Madison, geocoded to the city. The second list adds 5 more credit unions headquartered elsewhere that NCUA shows with a branch in Madison, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Madison?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Wisconsin accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Madison?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.