Credit Unions You Can Join in Wisconsin

Community credit unions in Wisconsin that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Wisconsin

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Wisconsin

Members, largest first: Landmark Credit Union 405,291; Educators Credit Union 231,831; Heartland Credit Union 33,515; Park City Credit Union 25,641; Guardian Credit Union 25,427; Fort Community Credit Union 21,687; Unitedone Credit Union 19,017; Cloverbelt Credit Union 16,282Landmark Credit Union405kEducators Credit Union232kHeartland Credit Union34kPark City Credit Union26kGuardian Credit Union25kFort Community Credit Union22kUnitedone Credit Union19kCloverbelt Credit Union16k
Members of the largest community credit unions in Wisconsin, from NCUA data.
  1. Landmark Credit Union

    Where you live or work

    Brookfield, WI · 405,291 members · $7.5 billion in assets

    “We serve all people who live or work in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois, as well as immediate family members of all individuals eligible for membership.”from landmarkcu.com
    Full details and how to join →
  2. Educators Credit Union

    Where you live or work

    Racine, WI · 231,831 members · $3.7 billion in assets

    “Membership is available to those who live or work in the following Wisconsin counties: Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, Waukesha, or the following Illinois counties: Lake, Boone, McHenry, Winnebago.”from ecu.com
    Full details and how to join →
  3. Heartland Credit Union

    Where you live or work

    Madison, WI · 33,515 members · $636 million in assets

    “Membership is open to anyone who lives or works in South Central or Southwestern Wisconsin, as well as immediate family members of current members.”from heartlandcu.org
    Full details and how to join →
  4. Park City Credit Union

    Where you live or work

    Merrill, WI · 25,641 members · $381 million in assets

    “A person qualifies for membership with Park City Credit Union if they are a member of the Park City Cares Foundation or if they (or a family member) live or work in the following counties: Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk…”from parkcitycu.org
    Full details and how to join →
  5. Guardian Credit Union

    Where you live or work

    Oak Creek, WI · 25,427 members · $286 million in assets

    “Guardian Credit Union membership is open to employees and retirees of P&H Mining Equipment, Wisconsin Gas Company, Bucyrus Erie and individuals who live or work in Milwaukee, Waukesha, Washington, Walworth, Ozaukee, Racine or Kenosha Counties or who have…”from guardiancu.org
    Full details and how to join →
  6. Fort Community Credit Union

    Where you live or work

    Fort Atkinson, WI · 21,687 members · $406 million in assets

    “Membership is open to anyone living or working in Dane, Dodge, Jefferson, Rock, Walworth, and Waukesha counties.”from fortcommunity.com
    Full details and how to join →
  7. Unitedone Credit Union

    Where you live or work

    Manitowoc, WI · 19,017 members · $329 million in assets

    “You can join UnitedOne if you or an immediate family member lives or works in Manitowoc, Sheboygan, Kewaunee or Door counties.”from unitedone.org
    Full details and how to join →
  8. Cloverbelt Credit Union

    Where you live or work

    Wausau, WI · 16,282 members · $342 million in assets

    “Today, membership is open to anyone who lives or works in Marathon, Lincoln, Wood, Portage, Clark, Langlade, Shawano and Taylor counties and membership has grown to over 16,000 people.”from ccuwausau.com
    Full details and how to join →
  9. N.E.W. Credit Union

    Where you live or work

    Oconto Falls, WI · 12,204 members · $165 million in assets

    “Credit Union is open to anyone who lives or works in Brown, Shawano, Oconto, and Marinette counties, Wisconsin, as well as Menominee County, Michigan, and their families.”from newcu.org
    Full details and how to join →
  10. Southern Lakes Credit Union

    Where you live or work

    Kenosha, WI · 9,519 members · $109 million in assets

    “You are eligible to join Southern Lakes if you live and/or work in the following Wisconsin counties: Kenosha, Walworth, Milwaukee, Racine, Rock, and Waukesha or in the following Illinois counties: Lake and McHenry.”from southernlakescu.org
    Full details and how to join →
  11. Winnebago Community Credit Union

    Where you live or work

    Oshkosh, WI · 8,536 members · $168 million in assets

    “You are eligible to join WCCU by living or working within Winnebago, Fond du Lac or Outagamie counties in Wisconsin.”from wincu.org
    Full details and how to join →
  12. Sheboygan Area Credit Union

    Where you live or work

    Sheboygan, WI · 6,868 members · $87 million in assets

    “Membership is open to individuals living or working in Sheboygan, Manitowoc, Calumet, Fond du Lac, Ozaukee, or Washington Counties, persons employed by Piggly Wiggly Midwest, LLC, and/or their affiliate stores (and their family members) are eligible to join.”from shebareacu.com
    Full details and how to join →

More credit unions in this list

Credit unionWhereMembers
Fond Du Lac Credit UnionFond Du Lac5,846
Firefighters Credit UnionOnalaska4,947
Evergreen Credit UnionNeenah3,399
Bay Shore Credit UnionMarinette3,322
Madison Credit UnionMadison3,089
Tri-County Credit UnionMarinette3,006
Mcu Financial Center Credit UnionRacine2,751
Badger-Globe Credit UnionNeenah2,502
Ripple Credit UnionOshkosh2,441
Lakewood Credit UnionRib Lake1,117
Service Credit UnionGreen Bay995

Who can join, across Wisconsin's credit unions

Who can join, across 98 credit unions in Wisconsin. Anyone can join: 0; Anyone, via an association or donation: 1; Live, work or worship in a named area: 25; Employer, union or church group: 0; Sentence too vague to sort: 18; No eligibility sentence on file: 54Anyone can join0Anyone, via an association or donation1Live, work or worship in a named area25Employer, union or church group0Sentence too vague to sort18No eligibility sentence on file54
Credit unions in Wisconsin on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.