Credit Unions in Phoenix, AZ
9 member-owned, NCUA-insured credit unions headquartered in or near Phoenix, serving a combined 1,059,935 members. The largest is Desert Financial. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Desert Financial
Phoenix, AZ🇺🇸
517,794 members
Credit Unions & BankingView details →Oneaz
Phoenix, AZ🇺🇸
245,580 members
Credit Unions & BankingView details →Arizona Financial
Phoenix, AZ🇺🇸
182,056 members
Credit Unions & BankingView details →Copper State
Phoenix, AZ🇺🇸
47,991 members
Credit Unions & BankingView details →Arizona Central
Phoenix, AZ🇺🇸
46,292 members
Credit Unions & BankingView details →Banner
Phoenix, AZ🇺🇸
6,519 members
Credit Unions & BankingView details →Marisol
Phoenix, AZ🇺🇸
5,878 members
Credit Unions & BankingView details →Alhambra
Phoenix, AZ🇺🇸
4,040 members
Credit Unions & BankingView details →U-Haul
Phoenix, AZ🇺🇸
3,785 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Phoenix: they are based in or near Phoenix. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Phoenix
19 more credit unions headquartered elsewhere have a branch in Phoenix, AZ. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Pentagon
MCLEAN, VA🇺🇸
2,751,004 members
Credit Unions & BankingView details →America First
RIVERDALE, UT🇺🇸
1,588,687 members
Credit Unions & BankingView details →Mountain America
SANDY, UT🇺🇸
1,458,467 members
Credit Unions & BankingView details →Global
Anchorage, AK🇺🇸
808,644 members
Credit Unions & BankingView details →American Airlines
Fort Worth, TX🇺🇸
374,627 members
Credit Unions & BankingView details →Vantage West
TUCSON, AZ🇺🇸
217,416 members
Credit Unions & BankingView details →Credit Union West
Glendale, AZ🇺🇸
99,715 members
Credit Unions & BankingView details →Truwest
Scottsdale, AZ🇺🇸
91,483 members
Credit Unions & BankingView details →Mayo Employees
ROCHESTER, MN🇺🇸
76,378 members
Credit Unions & BankingView details →Pima
TUCSON, AZ🇺🇸
75,440 members
Credit Unions & BankingView details →Notre Dame
Notre Dame, IN🇺🇸
70,705 members
Credit Unions & BankingView details →Farmers Insurance
Los Angeles, CA🇺🇸
66,499 members
Credit Unions & BankingView details →Southwest Airlines
Dallas, TX🇺🇸
59,070 members
Credit Unions & BankingView details →First
Chandler, AZ🇺🇸
44,684 members
Credit Unions & BankingView details →Sunwest
Glendale, AZ🇺🇸
43,875 members
Credit Unions & BankingView details →Aero
Glendale, AZ🇺🇸
24,067 members
Credit Unions & BankingView details →Sierra Pacific
RENO, NV🇺🇸
10,929 members
Credit Unions & BankingView details →Interfaith
MONTCLAIR, CA🇺🇸
4,774 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 1928 E Highland Ave Ste F106 Phoenix, AZ 85016-4626; 1150 E Bell Rd Phoenix, AZ 85022
- Pentagon — branch: 3003 N Central Ave Ste 1600 Phoenix, AZ 85012
- America First — branch: 2141 E Camelback Rd Ste 105 Phoenix, AZ 85016
- Mountain America — branches: 10810 N Tatum Blvd Ste 114 Phoenix, AZ 85028; 302 E McDowell Rd Phoenix, AZ 85004
- Global — branches: 6020 S 35th Ave Phoenix, AZ 85041; 3300 W Camelback Rd Phoenix, AZ 85017
- American Airlines — branch: 3800 E Sky Harbor Blvd Terminal 4 Phoenix, AZ 85034
- Vantage West — branch: 10855 N Tatum Blvd Suite 180 Phoenix, AZ 85028
- Credit Union West — branches: 2303 N 44th St Ste 1 Phoenix, AZ 85008-2442; 5241 N 16th St Ste 4 Phoenix, AZ 85016-3201
- Truwest — branches: 5136 E Roosevelt St Phoenix, AZ 85008-7322; 3431 W Thunderbird Rd STE 15 Phoenix, AZ 85053
- Mayo Employees — branch: 5777 E Mayo Blvd Phoenix, AZ 85054
- Pima — branch: 645 E Missouri Ave Suite 108 Phoenix, AZ 85012
- Notre Dame — branch: 4645 N 32nd St Ste 100A Phoenix, AZ 85018-3389
- Farmers Insurance — branch: 24000 N Farmers Way Phoenix, AZ 85085
- Southwest Airlines — branch: 4645 E Cotton Center Blvd Ste 115 Phoenix, AZ 85040
- First — branch: 803 E Devonshire Ave Phoenix, AZ 85014
- Sunwest — branch: 4141 W Thunderbird Rd Phoenix, AZ 85053
- Aero — branches: 21111 N 19th Ave Phoenix, AZ 85027; 3401 E Air Ln Bldg 122 Phoenix, AZ 85034; 1944 E Sky Harbor Cir N Phoenix, AZ 85034
- Sierra Pacific — branch: 1600 E Northern Ave Phoenix, AZ 85020-3933
- Interfaith — branch: 1550 E Meadowbrook Ave Ste B Phoenix, AZ 85014-4040
How to join a credit union in Arizona
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Phoenix or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Phoenix — common questions
How many credit unions are in Phoenix?
9 member-owned, NCUA-insured credit unions are headquartered in or near Phoenix, Arizona, with a combined 1,059,935 members. The largest is Desert Financial.
Are these the closest credit unions to me in Phoenix?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Phoenix, geocoded to the city. The second list adds 19 more credit unions headquartered elsewhere that NCUA shows with a branch in Phoenix, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Phoenix?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Arizona accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Phoenix?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.