Credit Unions in San Diego, CA
8 member-owned, NCUA-insured credit unions headquartered in or near San Diego, serving a combined 1,092,976 members. The largest is San Diego County. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
San Diego County
San Diego, CA🇺🇸
403,306 members
Credit Unions & BankingView details →Mission
San Diego, CA🇺🇸
331,664 members
Credit Unions & BankingView details →California Coast
San Diego, CA🇺🇸
211,695 members
Credit Unions & BankingView details →Blupeak
San Diego, CA🇺🇸
51,375 members
Credit Unions & BankingView details →Wheelhouse
SAN DIEGO, CA🇺🇸
32,392 members
Credit Unions & BankingView details →Cabrillo
San Diego, CA🇺🇸
30,303 members
Credit Unions & BankingView details →Mypoint
San Diego, CA🇺🇸
28,732 members
Credit Unions & BankingView details →San Diego Firefighters
San Diego, CA🇺🇸
3,509 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to San Diego: they are based in or near San Diego. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in San Diego
9 more credit unions headquartered elsewhere have a branch in San Diego, CA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →Digital
Marlborough, MA🇺🇸
1,870,858 members
Credit Unions & BankingView details →
Schoolsfirst
SANTA ANA, CA🇺🇸
1,579,561 members
Credit Unions & BankingView details →California
GLENDALE, CA🇺🇸
215,150 members
Credit Unions & BankingView details →Self-Help
Durham, NC🇺🇸
146,774 members
Credit Unions & BankingView details →Frontwave
Oceanside, CA🇺🇸
128,682 members
Credit Unions & BankingView details →Financial Partners
DOWNEY, CA🇺🇸
93,298 members
Credit Unions & BankingView details →Northrop Grumman
Gardena, CA🇺🇸
83,767 members
Credit Unions & BankingView details →Certified
El Monte, CA🇺🇸
58,130 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 10865 Black Mountain Rd San Diego, CA 92126; 10645 Tierrasanta Blvd Ste E San Diego, CA 92124; 8660 Rio San Diego Dr San Diego, CA 92108; 200 Catalina Blvd San Diego, CA 92106; 3950 Clairemont Mesa Blvd San Diego, CA 92117; 2505 Callagan Hwy San Diego, CA 92136; 3715 Norman Scott Rd Ste 102 San Diego, CA 92136; 762 Dennery Rd San Diego, CA 92154; 4365 Imperial Ave San Diego, CA 92113; 2400 Historic Decatur Rd Ste 101 San Diego, CA 92106; 6755 Mira Mesa Blvd Ste #133-135 San Diego, CA 92121; 2727 Elrod Ave Bldg 2727 San Diego, CA 92145-0001; 17030 Bernardo Center Dr San Diego, CA 92128; 555 Saturn Blvd Ste C San Diego, CA 92154
- Digital — branch: 16399 W Bernardo Dr Bldg 61L San Diego, CA 92127-1801
- Schoolsfirst — branch: 2431 Fenton Pkwy San Diego, CA 92108
- California — branches: 2550 5th Ave Ste 100 San Diego, CA 92103; 9119 Clairemont Mesa Blvd San Diego, CA 92123; 9420 Mira Mesa Blvd San Diego, CA 92126; Building 318 NASNI San Diego, CA 92135; 10549 Scripps Poway Pkwy San Diego, CA 92131
- Self-Help — branch: 4029 43rd St San Diego, CA 92105
- Frontwave — branch: 2118 Hochmuth Ave Bldg 2 San Diego, CA 92140
- Financial Partners — branch: 3350 La Jolla Village Dr San Diego, CA 92161
- Northrop Grumman — branches: 9326 Spectrum Center Blvd San Diego, CA 92123-1443; 17089 Via Del Campo Court, Bldg 3 San Diego, CA 92127
- Certified — branch: 3550 Murphy Canyon Rd San Diego, CA 92123
How to join a credit union in California
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in San Diego or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in San Diego — common questions
How many credit unions are in San Diego?
8 member-owned, NCUA-insured credit unions are headquartered in or near San Diego, California, with a combined 1,092,976 members. The largest is San Diego County.
Are these the closest credit unions to me in San Diego?
The first list is credit unions whose NCUA charter (headquarters) is based in or near San Diego, geocoded to the city. The second list adds 9 more credit unions headquartered elsewhere that NCUA shows with a branch in San Diego, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in San Diego?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in California accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in San Diego?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.