Credit Unions in Orlando, FL
5 member-owned, NCUA-insured credit unions headquartered in or near Orlando, serving a combined 371,802 members. The largest is Fairwinds. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Fairwinds
ORLANDO, FL🇺🇸
258,151 members
Credit Unions & BankingView details →Mccoy
ORLANDO, FL🇺🇸
81,427 members
Credit Unions & BankingView details →Orlando
Orlando, FL🇺🇸
27,418 members
Credit Unions & BankingView details →Priority
Orlando, FL🇺🇸
4,398 members
Credit Unions & BankingView details →Local 606 Electrical Workers
ORLANDO, FL🇺🇸
408 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Orlando: they are based in or near Orlando. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Orlando
14 more credit unions headquartered elsewhere have a branch in Orlando, FL. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Navy Federal Credit Union
VIENNA, VA🇺🇸
15,517,448 members
Credit Unions & BankingView details →
Suncoast
TAMPA, FL🇺🇸
1,408,203 members
Credit Unions & BankingView details →Vystar
Jacksonville, FL🇺🇸
1,024,058 members
Credit Unions & BankingView details →Ent
Colorado Spring, CO🇺🇸
958,216 members
Credit Unions & BankingView details →Space Coast
Melbourne, FL🇺🇸
705,088 members
Credit Unions & BankingView details →Midflorida
Lakeland, FL🇺🇸
499,969 members
Credit Unions & BankingView details →Addition Financial
Lake Mary, FL🇺🇸
259,247 members
Credit Unions & BankingView details →Partners
Burbank, CA🇺🇸
175,757 members
Credit Unions & BankingView details →Together
Saint Louis, MO🇺🇸
148,447 members
Credit Unions & BankingView details →Usf Federal Credit Union
Tampa, FL🇺🇸
80,247 members
Credit Unions & BankingView details →First Florida
Jacksonville, FL🇺🇸
63,075 members
Credit Unions & BankingView details →Insight
WINTER SPRINGS, FL🇺🇸
41,917 members
Credit Unions & BankingView details →Platinum
Duluth, GA🇺🇸
14,162 members
Credit Unions & BankingView details →Adventhealth
Altamonte Sprin, FL🇺🇸
13,919 members
Credit Unions & BankingView details →- Navy Federal Credit Union — branches: 11890 E Colonial Dr Orlando, FL 32826-4701; 4698 Gardens Park Blvd Orlando, FL 32839
- Suncoast — branches: 4530 S Semoran Blvd Orlando, FL 32822-2408; 12402 S Orange Blossom Trl Ste 9 Orlando, FL 32837-6539
- Vystar — branches: 1 S Orange Ave Orlando, FL 32801-2619; 12251 Narcoossee Rd Orlando, FL 32832-6919
- Ent — branch: 9647 Tradeport Dr Orlando, FL 32827
- Space Coast — branch: 12301 Lake Underhill Rd Orlando, FL 32828
- Midflorida — branches: 11411 Lake Underhill Rd Orlando, FL 32825; 5600 W Sand Lake Rd Orlando, FL 32819; 2703 S Orange Ave Orlando, FL 32806
- Addition Financial — branches: 1823 N Alafaya Trl Orlando, FL 32826; 5990 MetroWest Blvd Orlando, FL 32835; 4601 Silver Star Rd Orlando, FL 32808; 5301 S Orange Ave Orlando, FL 32809; 947 N Mills Ave Orlando, FL 32803-3229; 12795 Aquaris Agora Dr Orlando, FL 32816-8011; 13810 Narcoossee Rd Orlando, FL 32832-6960; 617 W Livingston St Orlando, FL 32801-1400
- Partners — branch: 13705 International Dr S Orlando, FL 32821-5411
- Together — branch: 7007 Sea World Dr Orlando, FL 32821-8097
- Usf Federal Credit Union — branch: 1000 Darden Center Dr Orlando, FL 32837-4032
- First Florida — branch: 3724 Edgewater Dr Orlando, FL 32804-2831
- Insight — branch: 129 E Gore St Orlando, FL 32806-1222
- Platinum — branch: 7041 Grand National Dr Ste 201 Orlando, FL 32819
- Adventhealth — branch: 601 E Rollins St Orlando, FL 32803
How to join a credit union in Florida
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Orlando or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Orlando — common questions
How many credit unions are in Orlando?
5 member-owned, NCUA-insured credit unions are headquartered in or near Orlando, Florida, with a combined 371,802 members. The largest is Fairwinds.
Are these the closest credit unions to me in Orlando?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Orlando, geocoded to the city. The second list adds 14 more credit unions headquartered elsewhere that NCUA shows with a branch in Orlando, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Orlando?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Florida accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Orlando?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.