Credit Unions in Atlanta, GA

8 member-owned, NCUA-insured credit unions headquartered in or near Atlanta, serving a combined 966,790 members. The largest is Delta Community. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Atlanta: they are based in or near Atlanta. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Atlanta

10 more credit unions headquartered elsewhere have a branch in Atlanta, GA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Navy Federal Credit Union — branches: 2980 Cobb Pkwy SE Ste 100 Atlanta, GA 30339-3158; 3620 Camp Creek Pkwy SW Atlanta, GA 30331; 2470 Briarcliff Rd NE Ste 43 Atlanta, GA 30329
  • Associated Credit Union — branches: Fort McPherson 1321 Thorne Avenue Bldg123 Atlanta, GA 30310; Vinings - Home Depot 2455 Paces Ferry Rd SE Bldg D Atlanta, GA 30339; 2250 N Druid Hills Rd NE Ste 134 Atlanta, GA 30329-3118; 1 Coca Cola Plz NW Atlanta, GA 30313-2420
  • Georgia United — branch: 101 Marietta St NW Ste 140 Atlanta, GA 30303-2724
  • Ithink Financial — branch: 3200 Windy Hill Rd SE Atlanta, GA 30339-5640
  • Self-Help — branch: 921 Ralph David Abernathy Blvd SW Atlanta, GA 30310
  • Southern Energy — branches: 30 Ivan Allen Jr Blvd NW Suite 110 Atlanta, GA 30308; 241 Ralph McGill Blvd NE Atlanta, GA 30308-3374; 725 West Peachtree Street NW Atlanta, GA 30308
  • Justice — branch: 959 E Confederate Ave SE Atlanta, GA 30316
  • Peach State — branches: 2357 Benjamin E Mays Dr SW Atlanta, GA 30311; 1342 Glenwood Ave SE Ste 1 Atlanta, GA 30316-2048
  • Excel — branch: 1718 Peachtree St NW Ste 153 Atlanta, GA 30309-2409
  • Family First — branch: 6201 Powers Ferry Rd Atlanta, GA 30339

How to join a credit union in Georgia

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Atlanta or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in Atlanta — common questions

How many credit unions are in Atlanta?

8 member-owned, NCUA-insured credit unions are headquartered in or near Atlanta, Georgia, with a combined 966,790 members. The largest is Delta Community.

Are these the closest credit unions to me in Atlanta?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Atlanta, geocoded to the city. The second list adds 10 more credit unions headquartered elsewhere that NCUA shows with a branch in Atlanta, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Atlanta?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Georgia accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Atlanta?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.