Credit Unions in Macon, GA
6 member-owned, NCUA-insured credit unions headquartered in or near Macon, serving a combined 58,935 members. The largest is Midsouth Community. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Midsouth Community
Macon, GA🇺🇸
44,103 members
Credit Unions & BankingView details →Cgr
Macon, GA🇺🇸
11,274 members
Credit Unions & BankingView details →Brosnan Yard
MACON, GA🇺🇸
1,371 members
Credit Unions & BankingView details →Macon-Bibb Employees Credit Union
Macon, GA🇺🇸
887 members
Credit Unions & BankingView details →Macon Firemen'S
MACON, GA🇺🇸
716 members
Credit Unions & BankingView details →Rig Employees
Macon, GA🇺🇸
584 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Macon: they are based in or near Macon. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Macon
4 more credit unions headquartered elsewhere have a branch in Macon, GA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Baxter
Vernon Hills, IL🇺🇸
372,377 members
Credit Unions & BankingView details →Robins Financial
Warner Robins, GA🇺🇸
273,627 members
Credit Unions & BankingView details →Atlanta Postal
Atlanta, GA🇺🇸
127,515 members
Credit Unions & BankingView details →Five Star
Dothan, AL🇺🇸
68,823 members
Credit Unions & BankingView details →- Baxter — branch: 4400 Ocmulgee East Blvd Macon, GA 31217
- Robins Financial — branches: 4245 Log Cabin Dr Macon, GA 31204; 4066 Hartley Bridge Rd Macon, GA 31216-5636; 5999 Zebulon Rd Macon, GA 31210-1913; 515 Mulberry St Macon, GA 31201
- Atlanta Postal — branch: 4040 Vineville Ave Macon, GA 31210
- Five Star — branches: 1030 Shurling Dr Macon, GA 31211-2039; 4070 FORSYTH RD MACON, GA 31210; 498 POPLAR ST MACON, GA 31201
How to join a credit union in Georgia
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Macon or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Macon — common questions
How many credit unions are in Macon?
6 member-owned, NCUA-insured credit unions are headquartered in or near Macon, Georgia, with a combined 58,935 members. The largest is Midsouth Community.
Are these the closest credit unions to me in Macon?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Macon, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Macon, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Macon?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Georgia accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Macon?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.