Credit Unions in Kansas City, KS
5 member-owned, NCUA-insured credit unions headquartered in or near Kansas City, serving a combined 12,178 members. The largest is Midwest Regional. Click any credit union for its full details.
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Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Midwest Regional
Kansas City, KS🇺🇸
6,564 members
Credit Unions & BankingView details →K C K Firemen & Police
KANSAS CITY, KS🇺🇸
1,893 members
Credit Unions & BankingView details →Reliance
Kansas City, KS🇺🇸
1,810 members
Credit Unions & BankingView details →Kc Fairfax
KANSAS CITY, KS🇺🇸
1,727 members
Credit Unions & BankingView details →Quindaro Homes
Kansas City, KS🇺🇸
184 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Kansas City: they are based in or near Kansas City. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Kansas City
4 more credit unions headquartered elsewhere have a branch in Kansas City, KS. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Communityamerica
Lenexa, TX🇺🇸
594,689 members
Credit Unions & BankingView details →Mainstreet
Lenexa, KS🇺🇸
54,556 members
Credit Unions & BankingView details →Unity One
Fort Worth, TX🇺🇸
23,417 members
Credit Unions & BankingView details →K.U.M.C.
Shawnee, KS🇺🇸
2,001 members
Credit Unions & BankingView details →- Communityamerica — branch: 7714 State Ave Kansas City, KS 66112
- Mainstreet — branch: 8245 State Ave Kansas City, KS 66112
- Unity One — branch: 4150 Kansas Ave Kansas City, KS 66106
- K.U.M.C. — branch: 3901 Rainbow Blvd MS 2021 Kansas City, KS 66160
How to join a credit union in Kansas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Kansas City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Kansas City — common questions
How many credit unions are in Kansas City?
5 member-owned, NCUA-insured credit unions are headquartered in or near Kansas City, Kansas, with a combined 12,178 members. The largest is Midwest Regional.
Are these the closest credit unions to me in Kansas City?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Kansas City, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Kansas City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Kansas City?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Kansas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Kansas City?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.