Credit Unions in Kansas City, MO
8 member-owned, NCUA-insured credit unions headquartered in or near Kansas City, serving a combined 38,389 members. The largest is Public Safety. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Public Safety
Kansas City, MO🇺🇸
13,536 members
Credit Unions & BankingView details →Holy Rosary
KANSAS CITY, MO🇺🇸
7,042 members
Credit Unions & BankingView details →Csd
KANSAS CITY, MO🇺🇸
5,836 members
Credit Unions & BankingView details →Kansas City
KANSAS CITY, MO🇺🇸
5,109 members
Credit Unions & BankingView details →Catholic Family
Kansas City, MO🇺🇸
2,338 members
Credit Unions & BankingView details →K.C. Area
KANSAS CITY, MO🇺🇸
1,915 members
Credit Unions & BankingView details →Kc Unidos
Kansas City, MO🇺🇸
1,598 members
Credit Unions & BankingView details →Wedevelopment
Kansas City, MO🇺🇸
1,015 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Kansas City: they are based in or near Kansas City. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Kansas City
4 more credit unions headquartered elsewhere have a branch in Kansas City, MO. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Communityamerica
Lenexa, TX🇺🇸
594,689 members
Credit Unions & BankingView details →Mazuma
Overland Park, KS🇺🇸
75,452 members
Credit Unions & BankingView details →Mainstreet
Lenexa, KS🇺🇸
54,556 members
Credit Unions & BankingView details →Missouri Central
Lees Summit, MO🇺🇸
11,464 members
Credit Unions & BankingView details →- Communityamerica — branches: 6390 N Cosby Ave Kansas City, MO 64151; 5400 N Antioch Rd Kansas City, MO 64119-2507; 9450 Ward Pkwy Kansas City, MO 64114; 1811 Walnut St Kansas City, MO 64108; 4200 E Front St Kansas City, MO 64120; 1015 Avenida Cesar E Chavez Second Floor Kansas City, MO 64108; 11501 Blue Ridge Blvd Second Floor Kansas City, MO 64134; 9310 N Oak Trfy Kansas City, MO 64155-2263; 3444 Broadway Blvd Kansas City, MO 64111; 8450 NE Flintlock Rd Kansas City, MO 64157; 5014 Main St Kansas City, MO 64112; 9060 N Skyview Ave Kansas City, MO 64154
- Mazuma — branches: 9300 Troost Ave Kansas City, MO 64131; 4001 Blue Pkwy Kansas City, MO 64130-2320; 1910 Main St Kansas City, MO 64108; 9660 N Oak Trfy Kansas City, MO 64155-2002
- Mainstreet — branch: 8451 N Madison Ave Kansas City, MO 64155-2779
- Missouri Central — branch: 5090 N Oak Trfy Kansas City, MO 64118-4619
How to join a credit union in Missouri
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Kansas City or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Kansas City — common questions
How many credit unions are in Kansas City?
8 member-owned, NCUA-insured credit unions are headquartered in or near Kansas City, Missouri, with a combined 38,389 members. The largest is Public Safety.
Are these the closest credit unions to me in Kansas City?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Kansas City, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Kansas City, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Kansas City?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Missouri accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Kansas City?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.