Credit Unions in Louisville, KY
14 member-owned, NCUA-insured credit unions headquartered in or near Louisville, serving a combined 328,163 members. The largest is L & N. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
L & N
Louisville, KY🇺🇸
122,957 members
Credit Unions & BankingView details →Park
Louisville, KY🇺🇸
82,105 members
Credit Unions & BankingView details →Transcend
Louisville, KY🇺🇸
50,984 members
Credit Unions & BankingView details →Class Act
Louisville, KY🇺🇸
23,498 members
Credit Unions & BankingView details →Autotruck Financial
Louisville, KY🇺🇸
17,257 members
Credit Unions & BankingView details →Advanz
Louisville, KY🇺🇸
9,371 members
Credit Unions & BankingView details →Beacon Community
Louisville, KY🇺🇸
8,805 members
Credit Unions & BankingView details →Kemba Louisville
Louisville, KY🇺🇸
4,009 members
Credit Unions & BankingView details →Louisville Gas And Electric Company
Louisville, KY🇺🇸
2,689 members
Credit Unions & BankingView details →Louisville Federal
Louisville, KY🇺🇸
2,183 members
Credit Unions & BankingView details →K I T
Louisville, KY🇺🇸
1,883 members
Credit Unions & BankingView details →Brown-Forman Employees
LOUISVILLE, KY🇺🇸
1,281 members
Credit Unions & BankingView details →Msd
LOUISVILLE, KY🇺🇸
886 members
Credit Unions & BankingView details →Young Community
LOUISVILLE, KY🇺🇸
255 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Louisville: they are based in or near Louisville. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Louisville
4 more credit unions headquartered elsewhere have a branch in Louisville, KY. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Liberty
Evansville, IN🇺🇸
264,855 members
Credit Unions & BankingView details →Commonwealth
Frankfort, KY🇺🇸
149,646 members
Credit Unions & BankingView details →Abound
Radcliff, KY🇺🇸
118,683 members
Credit Unions & BankingView details →Caro
COLUMBIA, SC🇺🇸
10,586 members
Credit Unions & BankingView details →- Liberty — branches: 1200 Forest Bridge Rd Louisville, KY 40223-5170; 4220 Shelbyville Rd Louisville, KY 40207; 721 Blankenbaker Pkwy Louisville, KY 40243-1870; 2300 High Wickham PL Louisville, KY 40245-5915; 9819 Brownsboro Rd Louisville, KY 40241
- Commonwealth — branches: 3704 Frankfort Ave Louisville, KY 40207; 4415 Cane Run Rd Louisville, KY 40216
- Abound — branches: 9915 Dixie Hwy Louisville, KY 40272; 9306 Taylorsville Rd Louisville, KY 40299
- Caro — branch: 1630 Lyndon Farm Ct Ste 201 Louisville, KY 40223-5031
How to join a credit union in Kentucky
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Louisville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Louisville — common questions
How many credit unions are in Louisville?
14 member-owned, NCUA-insured credit unions are headquartered in or near Louisville, Kentucky, with a combined 328,163 members. The largest is L & N.
Are these the closest credit unions to me in Louisville?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Louisville, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Louisville, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Louisville?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Kentucky accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Louisville?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.