Credit Unions in Augusta, ME
5 member-owned, NCUA-insured credit unions headquartered in or near Augusta, serving a combined 68,468 members. The largest is Maine State. Click any credit union for its full details.
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Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Maine State
Augusta, ME🇺🇸
37,842 members
Credit Unions & BankingView details →K V
Augusta, ME🇺🇸
10,986 members
Credit Unions & BankingView details →Trademark
Augusta, ME🇺🇸
8,148 members
Credit Unions & BankingView details →Connected
AUGUSTA, ME🇺🇸
7,567 members
Credit Unions & BankingView details →Capital Area
Augusta, ME🇺🇸
3,925 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Augusta: they are based in or near Augusta. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Augusta
4 more credit unions headquartered elsewhere have a branch in Augusta, ME. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Cport
Portland, ME🇺🇸
37,973 members
Credit Unions & BankingView details →Ancorum
Bath, ME🇺🇸
30,591 members
Credit Unions & BankingView details →University
Orono, ME🇺🇸
29,888 members
Credit Unions & BankingView details →Gardiner
Gardiner, ME🇺🇸
5,546 members
Credit Unions & BankingView details →- Cport — branch: 399 Western Ave Augusta, ME 04330
- Ancorum — branch: 201 Civic Center Dr Augusta, ME 04330
- University — branch: 67 Sewall St Augusta, ME 04330-6332
- Gardiner — branch: 316 W River Rd Augusta, ME 04330-3992
How to join a credit union in Maine
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Augusta or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Augusta — common questions
How many credit unions are in Augusta?
5 member-owned, NCUA-insured credit unions are headquartered in or near Augusta, Maine, with a combined 68,468 members. The largest is Maine State.
Are these the closest credit unions to me in Augusta?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Augusta, geocoded to the city. The second list adds 4 more credit unions headquartered elsewhere that NCUA shows with a branch in Augusta, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Augusta?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Maine accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Augusta?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.