Credit Unions in Lynn, MA
7 member-owned, NCUA-insured credit unions headquartered in or near Lynn, serving a combined 33,425 members. The largest is St. Jean'S. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
St. Jean'S
lynn, MA🇺🇸
18,167 members
Credit Unions & BankingView details →River Works
Lynn, MA🇺🇸
5,374 members
Credit Unions & BankingView details →Brotherhood
Lynn, MA🇺🇸
5,211 members
Credit Unions & BankingView details →Lynn Firemens
Lynn, MA🇺🇸
1,609 members
Credit Unions & BankingView details →Massachusetts Family
LYNN, MA🇺🇸
1,398 members
Credit Unions & BankingView details →Lynn Police
Lynn, MA🇺🇸
1,005 members
Credit Unions & BankingView details →Lynn Teachers
LYNN, MA🇺🇸
661 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Lynn: they are based in or near Lynn. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Lynn
1 more credit union headquartered elsewhere has a branch in Lynn, MA. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
- Metro — branch: 475 Western Ave Lynn, MA 01904-3317
How to join a credit union in Massachusetts
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Lynn or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Lynn — common questions
How many credit unions are in Lynn?
7 member-owned, NCUA-insured credit unions are headquartered in or near Lynn, Massachusetts, with a combined 33,425 members. The largest is St. Jean'S.
Are these the closest credit unions to me in Lynn?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Lynn, geocoded to the city. The second list adds 1 more credit union headquartered elsewhere that NCUA shows with a branch in Lynn, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Lynn?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Massachusetts accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Lynn?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.