Credit Unions in Detroit, MI
5 member-owned, NCUA-insured credit unions headquartered in or near Detroit, serving a combined 46,597 members. The largest is Diversified Members. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Diversified Members
Detroit, MI🇺🇸
30,531 members
Credit Unions & BankingView details →One Detroit
Detroit, MI🇺🇸
12,602 members
Credit Unions & BankingView details →Electrical Workers Local 58
DETROIT, MI🇺🇸
1,736 members
Credit Unions & BankingView details →International Uaw
DETROIT, MI🇺🇸
1,663 members
Credit Unions & BankingView details →I.M. Detroit District
DETROIT, MI🇺🇸
65 members
Credit Unions & BankingView details →This list is credit unions whose NCUA charter (headquarters) is geocoded to Detroit: they are based in or near Detroit. Credit unions with a branch in the city but headquartered elsewhere are listed next.
Also with a branch in Detroit
12 more credit unions headquartered elsewhere have a branch in Detroit, MI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.
Sorted by membership size.
Lake Michigan
Grand Rapids, MI🇺🇸
536,976 members
Credit Unions & BankingView details →Michigan State University
East Lansing, MI🇺🇸
405,979 members
Credit Unions & BankingView details →Dfcu Financial
Dearborn, MI🇺🇸
242,800 members
Credit Unions & BankingView details →Lake Trust
Brighton, MI🇺🇸
175,187 members
Credit Unions & BankingView details →Michigan First
Lathrup Village, MI🇺🇸
160,186 members
Credit Unions & BankingView details →Credit Union One
Ferndale, MI🇺🇸
107,597 members
Credit Unions & BankingView details →Community Financial
PLYMOUTH, MI🇺🇸
86,714 members
Credit Unions & BankingView details →Zeal
Livonia, MI🇺🇸
69,473 members
Credit Unions & BankingView details →Security
GRAND BLANC, MI🇺🇸
53,797 members
Credit Unions & BankingView details →Alliance Catholic
Farmington Hill, MI🇺🇸
32,841 members
Credit Unions & BankingView details →Public Service
Romulus, MI🇺🇸
31,889 members
Credit Unions & BankingView details →A.B.D.
WARREN, MI🇺🇸
6,130 members
Credit Unions & BankingView details →- Lake Michigan — branch: 2715 Woodward Ave Suite A Detroit, MI 48201
- Michigan State University — branch: 243 W Congress St Detroit, MI 48226-3291
- Dfcu Financial — branch: 4830 Cass Ave Detroit, MI 48201-1330
- Lake Trust — branches: 1 Energy Plz # 230 Detroit, MI 48226; 6505 Woodward Ave Detroit, MI 48202-3239
- Michigan First — branches: 3031 W Grand Blvd Detroit, MI 48202; 19200 Wyoming St Detroit, MI 48221-3220; 1301 W 8 Mile Rd Detroit, MI 48203-1021; 21431 Grand River Ave Detroit, MI 48219; 2825 Trumbull St Detroit, MI 48216; 5221 Gullen Mall Detroit, MI 48202
- Credit Union One — branch: 5859 W Vernor Hwy Detroit, MI 48209
- Community Financial — branch: 22326 Grand River Ave Detroit, MI 48219-3147
- Zeal — branch: 4501 Woodward Ave Suite 101A Detroit, MI 48201
- Security — branch: 2444 Clark St Detroit, MI 48209-1338
- Alliance Catholic — branches: 5459 W Vernor Hwy Detroit, MI 48209; ACCU Student Center 4001 W McNichols Rd Detroit, MI 48221-3038
- Public Service — branches: 3044 W Grand Blvd Ste L-350 Detroit, MI 48202-3142; 4646 John R St Detroit, MI 48201; 14481 Gratiot Ave Detroit, MI 48205
- A.B.D. — branch: 2222 CONNER ST DETROIT, MI 48215
How to join a credit union in Michigan
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Detroit or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Detroit — common questions
How many credit unions are in Detroit?
5 member-owned, NCUA-insured credit unions are headquartered in or near Detroit, Michigan, with a combined 46,597 members. The largest is Diversified Members.
Are these the closest credit unions to me in Detroit?
The first list is credit unions whose NCUA charter (headquarters) is based in or near Detroit, geocoded to the city. The second list adds 12 more credit unions headquartered elsewhere that NCUA shows with a branch in Detroit, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Detroit?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Michigan accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Detroit?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.