Credit Unions in Warren, MI

5 member-owned, NCUA-insured credit unions headquartered in or near Warren, serving a combined 33,190 members. The largest is Extra. Click any credit union for its full details.

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Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

This list is credit unions whose NCUA charter (headquarters) is geocoded to Warren: they are based in or near Warren. Credit unions with a branch in the city but headquartered elsewhere are listed next.

Also with a branch in Warren

10 more credit unions headquartered elsewhere have a branch in Warren, MI. Source: NCUA, Credit Union Branch Information, quarter ended June 30, 2026 (2026 Q2). Branch hours and services are not shown here; check the credit union.

Sorted by membership size.

  • Lake Trust — branch: 25397 Schoenherr Rd Warren, MI 48089-1595
  • Michigan Schools And Government — branch: 13602 E 14 Mile Rd Warren, MI 48088
  • Community Choice — branch: 7415 Chicago Rd Warren, MI 48092-4704
  • Security — branch: 4805 E 9 Mile Rd Warren, MI 48091-2552
  • Selfreliance — branch: 26495 Ryan Rd Warren, MI 48091
  • Public Service — branch: 2000 E 12 MILE RD WARREN, MI 48092
  • People Driven — branch: 30897 Mound Rd Warren, MI 48092-2038
  • Michigan United — branch: 30160 Van Dyke Ave Warren, MI 48093
  • Our — branch: 5625 E 12 Mile Rd Warren, MI 48092-2307
  • Michigan Legacy — branch: 31130 Ryan Rd Warren, MI 48092

How to join a credit union in Michigan

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Warren or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in nearby cities

Credit unions in Warren — common questions

How many credit unions are in Warren?

5 member-owned, NCUA-insured credit unions are headquartered in or near Warren, Michigan, with a combined 33,190 members. The largest is Extra.

Are these the closest credit unions to me in Warren?

The first list is credit unions whose NCUA charter (headquarters) is based in or near Warren, geocoded to the city. The second list adds 10 more credit unions headquartered elsewhere that NCUA shows with a branch in Warren, as of June 30, 2026. A credit union can serve a wider area than its branches. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Warren?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Michigan accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Warren?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.